444A N MAIN ST # 223, 223, E LONGMEADOW, MA 01028-1845
July 2023: Deed, Transfer
Document Type
Deed
Jurisdiction
PALMER MA
Recording Date
Jul 10, 2023
Property Address
1 STATE ST, PALMER, MA 01069
Document Number
025072-223
Book / Page
25072 / 223
Instrument Date
Jun 30, 2023
Instrument
31353
Transaction Type
Transfer
Record Updated
Nov 20, 2025
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
5800 73RD AVE N APT 212, 212, MINNEAPOLIS, MN 55429-1107
Mortgage
Document Number
0000031354
Date
Jul 10, 2023
Instrument
31354
Lender
Name
STEVE OZCELIK
Agreement
Type
Stand-Alone First Mortgage
Amount
Amount on Record
July 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
PALMER MA
Property Address
1 STATE ST, PALMER, MA 01069
Transaction Type
Mortgage
Record Updated
Feb 7, 2021
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
22281-478
Date
Jul 25, 2018
Book Page
22281/478
Instrument
43131
Lender
Name
GLOBAL FUNDING GRP
Agreement
Amount
Amount on Record
September 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
PALMER MA
Property Address
1 STATE ST, PALMER, MA 01069
Transaction Type
Mortgage
Record Updated
Feb 7, 2021
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
22845-425
Date
Sep 10, 2019
Book Page
22845/425
Instrument
51644
Lender
Name
GLOBAL FUNDING GROUP
Agreement
Type
Stand-Alone Refinance
Amount
Amount on Record
March 2018: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
PALMER MA
Recording Date
Mar 20, 2018
Property Address
1 STATE ST, PALMER, MA 01069
Document Number
22100-11
Book / Page
022100 / 000011
Instrument Date
Mar 20, 2018
Instrument
14303
Transaction Type
Transfer
Record Updated
Apr 10, 2018
Transaction
Amount
Amount on Record
Tax
$186.00
Amount Accuracy
Confirmed
Additional
Quitclaim
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
10 S MAPLE ST HADLEY MA 010359736, HADLEY, MA 01035-9736
Tax Assessment & Valuation
The 2025 property tax bill for 1 State St was $1,859, up 7.6% from the year before.
Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026
Property Jurisdictions
Type
Name
State
Massachusetts
County
Hampden County
Municipality
Palmer Town City
Unified School District
Palmer School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2025
$1,859.00 (+7.64%)
$97,900 (+1%)Land $24,000Building $73,900
2024
$1,727.00 (+2.49%)
$89,000 (+7.36%)Land $21,800Building $67,200
2023
$1,685.00
$82,900Land $21,800Building $61,100
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 1 State St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 1 State St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood
0.01% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
BONDSVILLE FIRE AND WATER DISTRICT serves 1,429 people · EPA ID MA1227002
Water Source
Groundwater
Last State Inspection
Aug 2023
Lead
1 ppb (2025) action level 15 ppb
Copper
2.1 mg/L (2018–2020) action level 1.3 mg/L
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025