Otsego County and Oneonta City property record for 1 Stapleton Ave, Oneonta, NY 13820 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1970 |
| Square Footage | 1,410 sqft Living Area |
| Lot Size | 6,098 sqft (0.14 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $140,000 (2026) |
| Tax Bill | $3,426.00 (2025) |
| Primary APN | 361200 300.7-5-21.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,410 sqft Living Area |
| 1st Floor | 730 sqft 1st Floor |
| 2nd Floor | 680 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Exterior |
| Lot Area | 6,098 sqft (0.14 acres) |
| Depth X Width | 195 ft x 74 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 400 sqft Garage |
| Porch Area | 612 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 3911 3118 |
|---|---|
| Street Address | 1 STAPLETON AVE |
| City | ONEONTA |
| State | NY |
| Zip | 13820-2717 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 5 |
| Legal Lot Number | 21.002 |
| Jurisdiction | OTSEGO NY |
| Minor Civil Division | ONEONTA |
| Census Blockgroup | 2 |
| Census Block | 2021 |
| Census Tract | 590900 |
Source: Otsego County and Oneonta City records · APN 361200 300.7-5-21.2
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1 STAPLETON AVE, ONEONTA, NY 13820-2717 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 21, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance COMMUNITY BANK NA |
| Jan 22, 2026 | Warranty Deed, Transfer DELAWARE NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 22, 2026 · Amount on Record |
| Deed Sale | Jan 22, 2026 · Amount on Record |
| Prior Sale | Jun 07, 2024 · Amount on Record |
| Deed Doc Number | 2026296 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 1 STAPLETON AVE, ONEONTA, NY 13820-2717 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000837 |
|---|---|
| Date | Oct 21, 2021 |
| Instrument | 2021-5837 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jan 22, 2026 |
| Property Address | 1 STAPLETON AVE, ONEONTA, NY 13820-2717 |
| Document Number | 0000000096 |
| Instrument Date | Jan 16, 2026 |
| Instrument | 2026-296 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 STAPLETON AVE, ONEONTA, NY 13820-2717 |
| Document Number | 0000000097 |
|---|---|
| Date | Jan 22, 2026 |
| Instrument | 2026-297 |
| Name | DELAWARE NATIONAL BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Feb 01, 2056 |
Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,426.00 (+25.04%) | $90,000 (-) Land $13,600 Building $76,400 | $126,761 (+8.45%) Land $19,155 Building $107,606 |
| 2024 | $2,740.00 Homeowner's exemption | $90,000 (-) Land $13,600 Building $76,400 | $116,883 (+5.19%) Land $17,662 Building $99,221 |
| 2023 | $90,000 Land $13,600 Building $76,400 | $111,111 Land $16,790 Building $94,321 |
1 Stapleton Ave is in FEMA Zone AE, inside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Otsego County (36077C), updated March 20, 2017
| FEMA Flood Zone | Zone AE 1% annual chance, base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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