Suffolk County and Smithtown Town property record for 1 Spruce St, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,898 sqft · built 1973 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Company Name on Record |
| Last Sale | $485,000 (Apr 2021) |
| Tax Bill | $12,428 (2024) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 32.-3-43 |
| Primary APN | 473489 32.-3-43 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,898 sqft Living Area |
| Gross Area | 2,174 sqft |
| 1st Floor Area | 780 sqft |
| 2nd Floor Area | 1,118 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Raised Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 13,068 sqft (0.3 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 276 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 512 sqft |
| Porch | Open Porch |
| Porch Area | 70 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | S100807 |
|---|---|
| Street Address | 1 SPRUCE ST |
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-1010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15-598001 TC-62 *117 LOT16&LOTS17TO20RAPOLLO PARK BLK 10 NLY |
| Legal Subdivision | RAPALLO PK |
| Legal Block | 3 |
| Legal Lot Number | 43 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 134902 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 21 SCHERMERHORN ST, BROOKLYN, NY 11201-4802 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Jun 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY BANK |
| Apr 3, 2026 | Deed, Transfer |
| Apr 12, 2021 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2021 · Amount on Record |
| Deed Sale | Apr 12, 2021 · Amount on Record |
| Prior Sale | Sep 26, 2016 · Amount on Record |
| Deed Book / Page | 13099 / 309 |
| Prior Transfer Date | Oct 23, 2017 |
| Prior Transfer Doc | 0129350952 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jun 11, 2026 |
| Property Address | 1 SPRUCE ST, SMITHTOWN, NY 11787-1010 |
| Document Number | 2373000720 |
| Book / Page | 23731 / 720 |
| Instrument Date | May 4, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE (AKA |
| Name | Verified Name |
|---|---|
| Address | 1 SPRUCE ST, SMITHTOWN, NY 11787-1010 |
| Document Number | 2373000720, |
|---|---|
| Date | Jun 11, 2026 |
| Book Page | 23731/720 |
| Name | MORGAN STANLEY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.7% |
| Initial Type | Adjustable Rate |
| Type Change Date | Jan 6, 2033 |
| Index | Other |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Apr 3, 2026 |
| Property Address | 1 SPRUCE ST, SMITHTOWN, NY 11787-1010 |
| Document Number | 0133310738 |
| Book / Page | 13331 / 738 |
| Instrument Date | Jan 4, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 SCHERMERHORN ST, BROOKLYN, NY 11201-4802 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Apr 12, 2021 |
| Property Address | 1 SPRUCE ST, SMITHTOWN, NY 11787-1010 |
| Document Number | 0130990309 |
| Book / Page | 13099 / 309 |
| Instrument Date | Mar 24, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Et Ux (and Wife) |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Kings Park Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,795 (-) Land $250 Building $4,545 | $599,375 (+10,775.98%) Land $31,250 Building $568,125 | |
| 2024 | $12,428.00 | ||
| 2023 | $4,795 Land $250 Building $4,545 | $5,511 Land $287 Building $5,224 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1978–2021) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656 |
|---|---|
| Water Source | Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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