Middlesex County and North Reading Town property record for 1 Spruce Rd, North Reading, MA 01864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1951 |
| Lot Size | 0.461 acres (20,081 sqft) |
| Owner | Individual Name on File |
| Last Sale | $415,000 (Jan 2018) |
| Tax Bill | $8,705 (2026) |
| Deeds & Mortgages | Jul 2020 Refinance Jan 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | M:34-P:051 |
| Primary APN | M:34-P:051 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 524 sqft |
| Unfinished Basement | 118 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,081 sqft (0.461 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 1 SPRUCE RD |
|---|---|
| City | NORTH READING |
| State | MA |
| Zip | 01864-1738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 51.0 |
| Jurisdiction | NORTH READING MA |
| Township / Civil Division | NORTH READING |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 330201 |
1 Spruce Rd is owned and occupied by an individual who bought it in January 2018.
Source: Middlesex County and North Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1 SPRUCE RD, NORTH READING, MA 01864-1738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance WAKEFIELD COOPERATIVE BANK |
| Jan 5, 2018 | Quit Claim Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2018 · Amount on File |
| Deed Sale | Jan 5, 2018 · Amount on File |
| Prior Sale | Apr 9, 2013 · Amount on File |
| Transfer Doc | 1778999 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 1 SPRUCE RD, NORTH READING, MA 01864-1738 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001847939 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 1847939 |
| Name | WAKEFIELD COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH READING MA |
| Recording Date | Jan 5, 2018 |
| Property Address | 1 SPRUCE RD, NORTH READING, MA 01864-1738 |
| Document Number | 0000078999 |
| Instrument Date | Dec 29, 2017 |
| Instrument | 78999 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,892.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 SPRUCE RD NORTH READING MA 018641738, NORTH READING, MA 01864-1738 |
The 2026 property tax bill for 1 Spruce Rd was $8,705, down 0.3% from the year before.
Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | North Reading Town |
| Unified School District | North Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,705.00 (-0.31%) | $668,600 (-) Land $474,600 Building $194,000 | $645,424 |
| 2025 | $8,732.00 (+8.16%) | $668,600 (+9.41%) Land $474,600 Building $194,000 | |
| 2024 | $8,073.00 (-3.18%) | $611,100 (+2.53%) Land $427,800 Building $183,300 | |
| 2023 | $8,338.00 | $596,000 Land $419,500 Building $176,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1 Spruce Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 Spruce Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000 |
|---|---|
| Water Source | Purchased surface water from ANDOVER WATER DEPT |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures