Worcester County and Spencer Town property record for 1 Spring St, Spencer, MA 01562
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,599 sqft · built 1948 |
| Lot Size | 0.271 acres (11,825 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $360,000 (Feb 2023) |
| Tax Bill | $3,962 (2026) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Sep 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00U06 B:00056 L:00000 |
| Primary APN | SPEN M:00U06 B:00056 L:00000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,599 sqft Living Area |
| Gross Area | 3,171 sqft |
| Basement Area | 490 sqft |
| Unfinished Basement | 490 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,825 sqft (0.271 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1 SPRING ST |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-2222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR |
| Legal Block | 56 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 726200 |
Source: Worcester County and Spencer Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1 SPRING ST, SPENCER, MA 01562-2222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2023 | Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER FIVE CENTS SAVINGS BANK |
| Apr 24, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage SEACOAST MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2023 · Amount on Record |
| Deed Sale | Feb 27, 2023 · Amount on Record |
| Prior Sale | Apr 24, 2019 · Amount on Record |
| Deed Document Number | 202315953 |
| Deed Book / Page | 68863 / 318 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Feb 27, 2023 |
| Property Address | 1 SPRING ST, SPENCER, MA 01562-2222 |
| Document Number | 068863-318 |
| Book / Page | 68863 / 318 |
| Instrument Date | Feb 27, 2023 |
| Instrument | 15953 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1 SPRING ST, SPENCER, MA 01562-2222 |
| Document Number | 0000015954 |
|---|---|
| Date | Feb 27, 2023 |
| Instrument | 15954 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 1 SPRING ST, SPENCER, MA 01562-2222 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 068206-284 |
|---|---|
| Date | Sep 13, 2022 |
| Book Page | 68206/284 |
| Instrument | 100567 |
| Name | WEBSTER FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Apr 24, 2019 |
| Property Address | 1 SPRING ST, SPENCER, MA 01562-2222 |
| Document Number | 60309-358 |
| Book / Page | 60309 / 358 |
| Instrument Date | Apr 17, 2019 |
| Instrument | 35792 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | TAYLOR ABSTRACT CO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 SPRING ST, SPENCER, MA 01562-2222 |
| Document Number | 35793 |
|---|---|
| Date | Apr 24, 2019 |
| Instrument | 35793 |
| Name | SEACOAST MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,962.00 (+10,058.97%) | $360,800 (+6.27%) Land $48,100 Building $312,700 | $382,541 (-0.6%) |
| 2025 | $39.00 (-98.93%) | $339,500 (+6.79%) Land $41,800 Building $297,700 | $384,845 |
| 2024 | $3,637.00 (+3.85%) | $317,900 (+9.47%) Land $41,800 Building $276,100 | |
| 2023 | $3,502.00 | $290,400 Land $41,800 Building $248,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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