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1 Spring St, Merrimac, MA 01860 Property Records

Essex County and Merrimac Town property record for 1 Spring St, Merrimac, MA 01860

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,248 sqft · built 1955
Lot Size0.235 acres (10,241 sqft)
Owner2 Trust Names on File
Last Sale$366,883 (May 2018)
Tax Bill$6,426 (2026)
Deeds & MortgagesJul 2023 Transfer
Oct 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNMERR M:0005 B:0005 L:002-C

Property Details

APN / Parcel Number

Primary APNMERR M:0005 B:0005 L:002-C
Alternative APN
  • M:0005 B:0005 L:002=C

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,248 sqft Living Area
Gross Area3,142 sqft
Basement Area1,040 sqft
Unfinished Basement832 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,241 sqft (0.235 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1 SPRING ST
CityMERRIMAC
StateMA
Zip01860-1428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVR
Legal Block5
Legal Lot Number2-C
JurisdictionMERRIMAC MA
Township / Civil DivisionMERRIMAC
Census Block Group1
Census Block1008
Census Tract262100

Owner

1 Spring St is owner-occupied and held in a trust since May 2023.

Source: Essex County and Merrimac Town records, as of October 20, 2026

Owner of Record2 Trust Names on File
Mailing Address1 SPRING ST, MERRIMAC, MA 01860-1428
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2023Quit Claim Deed, Transfer
Quitclaim
Oct 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
ROSS MTG CO INC
Oct 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
ROSS MTG CO INC
May 21, 2018Quit Claim Deed, Transfer · Conventional Mortgage
ROSS MTG CO INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 21, 2018 · Amount on File
Deed SaleMay 21, 2018 · Amount on File
Prior SaleMay 29, 2002 · Amount on File
Deed Book / Page36728 / 88
Last Transfer DateMay 11, 2023
Transfer Doc0041679-46
Record UpdatedOct 29, 2026

July 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMERRIMAC MA
Recording DateJul 25, 2023
Property Address1 SPRING ST, MERRIMAC, MA 01860-1428
Document Number0041679-46
Book / Page41679 / 46
Instrument DateMay 11, 2023
Instrument20230725002320
Transaction TypeTransfer
Record UpdatedAug 11, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 SPRING ST, MERRIMAC, MA 01860-1428

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERRIMAC MA
Property Address1 SPRING ST, MERRIMAC, MA 01860-1428
Document Number39111-72
Instrument DateOct 23, 2020
Transaction TypeMortgage
Record UpdatedNov 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 SPRING ST MERRIMAC MA 018601428, MERRIMAC, MA 01860-1428

Mortgage

Document Number39111-72
DateOct 28, 2020
Book Page039111/000072
Instrument28003280
Lender
NameROSS MTG CO INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 27, 2035

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERRIMAC MA
Property Address1 SPRING ST, MERRIMAC, MA 01860-1428
Document Number37954-484
Instrument DateOct 17, 2019
Transaction TypeMortgage
Record UpdatedNov 5, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1 SPRING ST MERRIMAC MA 018601428, MERRIMAC, MA 01860-1428

Mortgage

Document Number37954-484
DateOct 22, 2019
Book Page037954/000484
Instrument1022001460
Lender
NameROSS MTG CO INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 21, 2049

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMERRIMAC MA
Recording DateMay 21, 2018
Property Address1 SPRING ST, MERRIMAC, MA 01860-1428
Document Number36728-88
Book / Page036728 / 000088
Instrument DateMay 21, 2018
Instrument1805212290
Transaction TypeTransfer
Record UpdatedAug 8, 2018

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,672.99
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address25 COLLINS ST PEABODY MA 019601971, PEABODY, MA 01960-1971

Mortgage

Document Number36728-91
DateMay 21, 2018
Book Page036728/000091
Instrument1805212300
Lender
NameROSS MTG CO INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 20, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1 Spring St was $6,426, up 1.3% from the year before.

Source: Essex County and Merrimac Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMerrimac Town
Unified School DistrictPentucket School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,426.00 (+1.28%)$487,200 (+1.73%) Land $288,300 Building $198,900$594,843 (+17.13%)
2025$6,345.00 (+2.92%)$478,900 (+4.86%) Land $288,300 Building $190,600$507,870
2024$6,165.00 (+6.81%)$456,700 (+16.86%) Land $272,200 Building $184,500
2023$5,772.00$390,800 Land $230,600 Building $160,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Spring St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Spring St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMERRIMAC WATER DEPARTMENT
serves 6,988 people · EPA ID MA3180000
Water SourceGroundwater
Last State InspectionOct 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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