1 Spring Lake Ct, Sumter, SC 29154 Property Records

Sumter County property record for 1 Spring Lake Ct, Sumter, SC 29154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,324 sqft · built 1977
Lot Size	0.662 acres (28,845 sqft)
Owner	Individual Name on Record
Last Sale	$76,500 (Sep 2017)
Tax Bill	$751 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`134-09-01-029`

Property Details

APN / Parcel Number

Primary APN	`134-09-01-029`
Alternative APN	`6672`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,324 sqft Living Area
1st Floor Area	1,324 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1979
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Shingle
Lot Area	28,845 sqft
Lot Width	140 ft Width
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Porch
Fence	Fence
Shed	1 Shed
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Utility Building	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	6672
Old Parcel Number	134 09 01 029
Street Address	1 SPRING LAKE CT
City	SUMTER
State	SC
Zip	29154-1053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	LT 17 PT 18E Z38-198 120 FT AV Z40-35
Legal Subdivision	OAKLAND PLANTATION 3
Legal Lot Number	17
Jurisdiction	SUMTER SC
Township / Civil Division	SHAW AFB-HORATIO
Census Block Group	2
Census Block	2004
Census Tract	201

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1 SPRING LAKE CT, SUMTER, SC 29154-1053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · VA Mortgage ROYAL UNITED MORTGAGE LLC
Sep 18, 2017	Deed, Transfer · VA Mortgage RESOURCE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2017 · Amount on Record
Deed Sale	Sep 18, 2017 · Amount on Record
Deed Document Number	0012365963
Deed Book / Page	1236 / 5963
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	1 SPRING LAKE CT, SUMTER, SC 29154-1053
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012851088
Date	May 12, 2021
Book Page	1285/1088

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	May 1, 2048

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Sep 18, 2017
Property Address	1 SPRING LAKE CT, SUMTER, SC 29154-1053
Document Number	0012365963
Book / Page	1236 / 5963
Map Reference	MB Z-38 PG 198
Instrument Date	Sep 15, 2017
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$293.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 SPRING LAKE CT, SUMTER, SC 29154-1053

Mortgage

Document Number	0012365968
Date	Sep 18, 2017
Book Page	1236/5968

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	COLUMBIA, SC 29205

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$751.00 (+3.44%)	$4,500 (+2.51%) Land $686 Building $3,814	$114,810 (-) Land $17,500 Building $97,310
2023		$4,390 (-) Land $700 Building $3,690	$114,810 (-) Land $17,500 Building $97,310
2022	$726.00	$4,390 Land $700 Building $3,690	$114,810 Land $17,500 Building $97,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2015–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BGWC OAKLAND PLANTATION private · serves 1,180 people · EPA ID SC4350006
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
FTC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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