Grayson County property record for 1 Spring Creek Dr, Denison, TX 75020
| Property Type | Single Family Home |
|---|---|
| Details | 2,248 sqft · built 1978 |
| Lot Size | 1.7 acres (74,052 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $426,433 (Jul 2022) |
| Tax Bill | $6,116 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jul 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D021 3260001 |
| Primary APN | D021 3260001 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,248 sqft Living Area |
| Gross Area | 2,668 sqft |
| 1st Floor Area | 2,248 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 74,052 sqft (1.7 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 116 sqft |
| Utility Building | 80 sqft |
| Street Address | 1 SPRING CREEK DR |
|---|---|
| City | DENISON |
| State | TX |
| Zip | 75020-3720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING CREEK ESTATES, LOT 1, ACRES 1.7 |
| Legal Subdivision | SPRING CREEK ESTATES |
| Legal Lot Number | 1 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 800 |
Source: Grayson County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1 SPRING CREEK DR, DENISON, TX 75020-3720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 29, 2022 | Vendor's Lien, Transfer · FHA Mortgage FBC MORTGAGE LLC |
| Mar 31, 2020 | Deed of Trust, Mortgage TEXASLENDING.COM |
| Jun 25, 2019 | Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2022 · Amount on Record |
| Deed Sale | Jul 29, 2022 · Amount on Record |
| Prior Sale | Jun 25, 2019 · Amount on Record |
| Deed Document Number | 202225673 |
| Prior Transfer Date | Jun 21, 2019 |
| Prior Transfer Doc | 0000014856 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Sep 23, 2026 |
| Property Address | 1 SPRING CREEK DR, DENISON, TX 75020-3720 |
| Document Number | 0000024423 |
| Instrument Date | Sep 9, 2026 |
| Instrument | 202624423 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 1 SPRING CREEK DR, DENISON, TX 75020-3720 |
| Document Number | 0000024423, |
|---|---|
| Date | Sep 23, 2026 |
| Instrument | 202624423 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Jul 29, 2022 |
| Property Address | 1 SPRING CREEK DR, DENISON, TX 75020-3720 |
| Document Number | 0000025673 |
| Map Reference | VOL 5 PG 13 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 2022-25673 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 SPRING CREEK DR, DENISON, TX 75020-3720 |
| Document Number | 0000025674 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 2022-25674 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 1 SPRING CREEK DR, DENISON, TX 75020-3720 |
| Document Number | 0000008469 |
| Instrument Date | Mar 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1 SPRING CREEK DR DENISON TX 750203720, DENISON, TX 75020-3720 |
| Document Number | 0000008469 |
|---|---|
| Date | Apr 7, 2020 |
| Instrument | 8469 |
| Name | TEXASLENDING.COM |
|---|---|
| Address | DALLAS, TX 75244 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 6, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Jun 25, 2019 |
| Property Address | 1 SPRING CREEK DR, DENISON, TX 75020-3720 |
| Document Number | 0000014856 |
| Map Reference | VOL 5 PG 13 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 2019-00014856 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2021 |
| Title Company | GRAYSON COUNTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 SPRING CREEK DR, DENISON, TX 75020-3720 |
| Document Number | 0000014857 |
|---|---|
| Date | Jun 25, 2019 |
| Instrument | 2019-00014857 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: Grayson County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Municipality | Denison City |
| Unified School District | Denison Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,116.00 (-14.52%) Homeowner's exemption Disabled Person's exemption | $426,926 (+10.23%) Land $158,839 Building $268,087 | $426,926 (+10.23%) Land $158,839 Building $268,087 |
| 2024 | $7,155.00 (+19.91%) | ||
| 2023 | $387,312 Land $126,996 Building $260,316 | $387,312 Land $126,996 Building $260,316 | |
| 2022 | $5,967.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (1986–2019) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | May 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DENISON serves 27,500 people · EPA ID TX0910003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
May also be available: Hotwire Communications, Nextlink, T-Mobile, TekWav, Verizon.
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