1 Spiro Ave, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 1 Spiro Ave, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,125 sqft · built 1980
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$323,200 (Sep 2019)
Tax Bill	$3,385 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C02038000000`

Property Details

APN / Parcel Number

Primary APN	`C02038000000`
Alternative APNs	`GRAY M:013 B:102 L:038-000` `2984`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,125 sqft Living Area
Basement Area	1,125 sqft
Unfinished Basement	390 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Metal
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	2984
Street Address	1 SPIRO AVE
City	GRAY
State	ME
Zip	04039-9620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Subdivision	FRED PLUMMER
Legal Block	102
Legal Lot Number	38-0
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	3
Census Block	3005
Census Tract	4702

Owner

1 Spiro Ave is owned and occupied by an individual who bought it in September 2019.

Source: Cumberland County and Gray Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1 SPIRO AVE, GRAY, ME 04039-9620
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2019	Warranty Deed, Transfer QUICKEN LNS
Sep 25, 2019	Deed of Trust, Mortgage QUICKEN LNS
Jun 12, 2017	Quit Claim Deed, Transfer · FHA Mortgage MERRIMACK MTG CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2019 · Amount on File
Deed Sale	Sep 27, 2019 · Amount on File
Prior Sale	Jun 12, 2017 · Amount on File
Deed Document Number	201948386
Deed Book / Page	36021 / 228
Record Updated	Sep 20, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAY ME
Recording Date	Sep 27, 2019
Property Address	1 SPIRO AVE, GRAY, ME 04039-9620
Document Number	0360210228
Book / Page	036021 / 000228
Instrument Date	Sep 25, 2019
Instrument	48386
Transaction Type	Transfer
Record Updated	Oct 11, 2019
Title Company	RED DOOR TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	723 RIVERSIDE ST #510 PORTLAND ME 041035938, 510, PORTLAND, ME 04103-5938

Mortgage

Document Number	360210229
Date	Sep 27, 2019
Book Page	036021/000229
Instrument	48387

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	1 SPIRO AVE, GRAY, ME 04039-9620
Document Number	0360210229
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	RED DOOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 SPIRO AVE GRAY ME 040399620, GRAY, ME 04039-9620

Mortgage

Document Number	0360210229
Date	Sep 27, 2019
Book Page	036021/000229
Instrument	48387

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2049

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAY ME
Recording Date	Jun 12, 2017
Property Address	1 SPIRO AVE, GRAY, ME 04039-9620
Document Number	0340730183
Book / Page	34073 / 0183
Instrument	000000026413
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026414
Date	Jun 12, 2017
Instrument	000000026414

Lender

Name	MERRIMACK MTG CO

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1 Spiro Ave was $3,385.

Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,385.00	$349,700 Land $102,400 Building $247,300
2023	$3,066.00 (+8.8%)	$202,000 (-) Land $41,000 Building $161,000
2022	$2,818.00	$202,000 Land $41,000 Building $161,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1 Spiro Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Spiro Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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