Westchester County and Ossining Town property record for 1 Spencer Pl, Ossining, NY 10562
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,216 sqft · built 1948 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $553,000 (Apr 2024) |
| Tax Bill | $14,962 (2026) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Mar 2019 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 554203 90.09-2-27 |
| Primary APN | 554203 90.09-2-27 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,216 sqft Living Area |
| 1st Floor Area | 1,216 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 90 ft deep x 93 ft wide |
| Porch | Open Porch |
| Porch Area | 32 sqft |
| Heating System | Hot Water |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1 SPENCER PL |
|---|---|
| City | OSSINING |
| State | NY |
| Zip | 10562-3704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 27.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | OSSINING |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 13500 |
Source: Westchester County and Ossining Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1 SPENCER PL, OSSINING, NY 10562-3704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2024 | Bargain and Sale Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 12, 2019 | Grant Deed, Transfer THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC |
| Mar 16, 2018 | Warranty Deed, Transfer FLATIRON ABSTRACT LLC |
| Aug 8, 2017 | Grant Deed, Foreclosure PARAMOUNT LAND TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2024 · Amount on Record |
| Deed Sale | Apr 29, 2024 · Amount on Record |
| Prior Sale | Mar 12, 2019 · Amount on Record |
| Deed Document Number | 20243487 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Apr 29, 2024 |
| Property Address | 1 SPENCER PL, OSSINING, NY 10562-3704 |
| Document Number | 0641173487 |
| Instrument Date | Apr 25, 2024 |
| Instrument | 641173487 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2024 |
| Title Company | STATEWIDE ABSTRACT, STATEWIDE ABSTRACT CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,212.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 DANFORTH AVE APT 436, 436, DOBBS FERRY, NY 10522-2677 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 63 SLEEPY HOLLOW ROAD, CARMEL, NY 10512 |
| Investor | Possibly a Property Investor |
| Document Number | 0641173505 |
|---|---|
| Date | Apr 29, 2024 |
| Instrument | 641173505 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Mar 12, 2019 |
| Property Address | 1 SPENCER PL, OSSINING, NY 10562-3704 |
| Document Number | 0590653593 |
| Book / Page | 059065 / 003593 |
| Instrument Date | Mar 7, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2019 |
| Title Company | THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,580.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 88 BROADWAY #PH1 OSSINING NY 105624154, OSSINING, NY 10562-4154 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Mar 16, 2018 |
| Property Address | 1 SPENCER PL, OSSINING, NY 10562-3704 |
| Document Number | 0580643091 |
| Book / Page | 058064 / 003091 |
| Instrument Date | Mar 9, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2018 |
| Title Company | FLATIRON ABSTRACT LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $888.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 48 QUAKER BRIDGE RD CROTON ON HUDSON NY 105203506, CROTON ON HUDSON, NY 10520-3506 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Aug 8, 2017 |
| Property Address | 1 SPENCER PL, OSSINING, NY 10562-3704 |
| Document Number | 0560983023 |
| Book / Page | 056098 / 003023 |
| Instrument Date | Jun 22, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 12, 2017 |
| Title Company | PARAMOUNT LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,314.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 14221 DALLAS PKWY #1000 DALLAS TX 752542946, 1000, DALLAS, TX 75254-2946 |
Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Ossining Town |
| Municipality | Ossining Village |
| Unified School District | Ossining Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,962.00 (+8.15%) | ||
| 2025 | $13,835.00 | $596,400 (+15.07%) Land $281,900 Building $314,500 | $596,400 (+15.07%) Land $281,900 Building $314,500 |
| 2024 | $518,300 (+9.51%) Land $172,600 Building $345,700 | $518,300 (+9.51%) Land $172,600 Building $345,700 | |
| 2023 | $473,300 (+8.93%) Land $172,600 Building $300,700 | $473,300 (+8.93%) Land $172,600 Building $300,700 | |
| 2022 | $434,500 Land $172,600 Building $261,900 | $434,500 Land $172,600 Building $261,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1999) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSSINING WATER DEPARTMENT serves 30,000 people · EPA ID NY5903451 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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