1 South St, Freeport, ME 04032 Property Records

Cumberland County and Freeport Town property record for 1 South St, Freeport, ME 04032

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,576 sqft · built 1890
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,810 (2025)
Deeds & Mortgages	Feb 2023 Refinance Jan 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`013096000000`

Property Details

APN / Parcel Number

Primary APN	`013096000000`
Alternative APNs	`FPRT M:13 B:96 L:0 U:0` `20254424` `938`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,576 sqft Living Area
Gross Area	5,053 sqft
1st Floor Area	1,573 sqft
Attic	Attic
Attic Area	812 sqft
Basement Area	1,521 sqft
Unfinished Basement	1,101 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	938
Street Address	1 SOUTH ST
City	FREEPORT
State	ME
Zip	04032-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	550
Legal Block	96
Jurisdiction	FREEPORT ME
Township / Civil Division	FREEPORT
Census Block Group	5
Census Block	5002
Census Tract	4502

Owner

1 South St is owned and occupied by two individuals.

Source: Cumberland County and Freeport Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 SOUTH ST, FREEPORT, ME 04032-1513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC REGIONAL FCU
Jan 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CUSO HOME LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEPORT ME
Property Address	1 SOUTH ST, FREEPORT, ME 04032-1513
Transaction Type	Mortgage
Record Updated	Feb 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0399750033
Date	Feb 6, 2023
Book Page	39975/33
Instrument	3790

Lender

Name	ATLANTIC REGIONAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEPORT ME
Property Address	1 SOUTH ST, FREEPORT, ME 04032-1513
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0377100127
Date	Jan 19, 2021
Book Page	37710/127
Instrument	4100

Lender

Name	CUSO HOME LENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1 South St was $6,810, up 5.6% from the year before.

Source: Cumberland County and Freeport Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Freeport Town
Unified School District	Regional School Unit 05 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,810.00 (+5.61%)	$491,700 (+1.8%) Land $183,300 Building $308,400
2024	$6,448.00 (+9.85%)	$483,000 (+13.14%) Land $174,600 Building $308,400
2023	$5,870.00 (+4.92%)	$426,900 (+4.15%) Land $158,700 Building $268,200
2022	$5,595.00	$409,900 Land $141,700 Building $268,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1 South St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 South St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH FREEPORT WATER DISTRICT serves 960 people · EPA ID ME0091480
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb
Copper	2.07 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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