1 Smith St, Florence, KY 41042 Property Records

Boone County property record for 1 Smith St, Florence, KY 41042

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,004 sqft · built 1960
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$113,000 (Dec 2017)
Tax Bill	$1,117 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`061.22-24-009.00`

Property Details

APN / Parcel Number

Primary APN	`061.22-24-009.00`
Alternative APN	`28314`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,004 sqft Finished Area

Exterior

Year Built	Built 1960
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	1 SMITH ST
City	FLORENCE
State	KY
Zip	41042-2427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 78 & 79 FAIRGROUND (F2-22-9)
Legal Subdivision	FLORENCE FAIRGROUND
Legal Lot Number	78-79 79
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1002
Census Tract	70202

Owner

Source: Boone County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1 SMITH ST, FLORENCE, KY 41042-2427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2017 · Amount on Record
Deed Sale	Dec 13, 2017 · Amount on Record
Prior Sale	Jul 2, 2007 · Amount on Record
Deed Document Number	741443
Deed Book / Page	D1100 / 833
Record Updated	Jun 8, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Dec 13, 2017
Property Address	1 SMITH ST, FLORENCE, KY 41042-2427
Document Number	D1100/833
Book / Page	D1100 / 833
Instrument Date	Dec 4, 2017
Instrument	741443
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	ABSOLUTE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8417 SAINT LOUIS BLVD, 8417, UNION, KY 41091-7418

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1 SMITH ST, FLORENCE, KY 41042-2427

Mortgage

Document Number	741444
Date	Dec 13, 2017
Instrument	741444

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Municipality	Florence City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,117.00 (-2.02%)	$113,000 (-) Land $15,000 Building $98,000
2024			$113,000 (-) Land $15,000 Building $98,000
2023	$1,140.00 (+6.54%)	$113,000 (-) Land $15,000 Building $98,000	$113,000 (-) Land $15,000 Building $98,000
2022	$1,070.00	$113,000 Land $15,000 Building $98,000	$113,000 Land $15,000 Building $98,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135
Water Source	Purchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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