1 Smith Ln, Manchester, MA 01944 Property Records

Essex County and Manchester-by-the-Sea Town property record for 1 Smith Ln, Manchester, MA 01944

Property Summary

Property Type	Apartments (5+ Units)
Details	8 bd · 8 ba · 4,350 sqft · built 1900
Lot Size	0.119 acres (5,188 sqft)
Owner	Company Name on Record
Tax Bill	$8,541 (2025)
Deeds & Mortgages	Aug 2020 Refinance Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MANC M:0052 B:0000 L:0012`

Property Details

APN / Parcel Number

Primary APN	`MANC M:0052 B:0000 L:0012`

Interior

Bedrooms	8 Beds
Full Baths	8 Baths
Half Baths	2 Half Baths
Total Rooms	16 Rooms
Units	4 Units
Stories	2 Stories
Building Area	4,350 sqft Living Area
Gross Area	6,312 sqft
Basement Area	1,500 sqft
Unfinished Basement	150 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,188 sqft (0.119 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1 SMITH LN
City	MANCHESTER
State	MA
Zip	01944-1568
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	G
Legal Subdivision	MANCHESTER-BY-SEA
Legal Lot Number	12
Jurisdiction	MANCHESTER MA
Township / Civil Division	MANCHESTER-BY-THE-SEA
Census Block Group	3
Census Block	3001
Census Tract	218100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Manchester Village Historic District listed 1990 · 181 contributing resources · NRIS 89002156

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Manchester-by-the-Sea Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1560, MANCHESTER, MA 01944-0864
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE ANN SAVINGS BANK
Aug 28, 2020	Deed of Trust, Mortgage · Balloon Mortgage CAPE ANN SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2011
Deed Sale	Oct 31, 2011
Prior Sale	Oct 24, 2011
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER MA
Property Address	1 SMITH LN, MANCHESTER, MA 01944-1568
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38868-242
Date	Aug 27, 2020
Book Page	38868/242
Instrument	20200827002130

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER MA
Property Address	1 SMITH LN, MANCHESTER, MA 01944-1568
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38873-460
Date	Aug 28, 2020
Book Page	38873/460
Instrument	20200828002820

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2045

Tax Assessment & Valuation

Source: Essex County and Manchester-by-the-Sea Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Manchester-by-the-Sea Town
Unified School District	Manchester Essex Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,541.00 (+5.07%)	$933,400 (+7.36%) Land $326,200 Building $607,200
2024	$8,129.00 (-5.94%)	$869,400 (+4.92%) Land $295,100 Building $574,300
2023	$8,642.00	$828,600 Land $268,700 Building $559,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	20 (1978–2024)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims Coastal Storm, Oct 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER BY THE SEA DPW serves 5,201 people · EPA ID MA3166000
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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