St. Charles County property record for 1 Shetland Ct, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,051 sqft · built 2002 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $325,000 (Apr 2013) |
| Tax Bill | $6,871 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T001600498 |
| Primary APN | T001600498 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,051 sqft Living Area |
| Gross Area | 6,143 sqft |
| 1st Floor Area | 1,995 sqft |
| Basement Area | 1,984 sqft |
| Finished Basement | 612 sqft |
| Unfinished Basement | 1,372 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 152 sqft |
| Patio Area | 448 sqft |
| Account Number | T001600498 |
|---|---|
| Street Address | 1 SHETLAND CT |
| City | O FALLON |
| State | MO |
| Zip | 63368-7239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ABERDEEN VLG G LOT 33G |
| Legal Subdivision | ABERDEEN VLG G |
| Legal Lot Number | 33G |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 311154 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1 SHETLAND CT, O FALLON, MO 63368-7239 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2013 · Amount on Record |
| Deed Sale | Apr 1, 2013 · Amount on Record |
| Prior Sale | Oct 7, 2008 · Amount on Record |
| Deed Document Number | 2013255350 |
| Deed Book / Page | 5988 / 698 |
| Prior Transfer Date | Feb 22, 2013 |
| Prior Transfer Doc | 0059880698 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1 SHETLAND CT, DARDENNE PRAIRIE, MO 63368-7239 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1 SHETLAND CT, O FALLON, MO 63368-7239 |
| Document Number | 0000010031 |
|---|---|
| Date | Mar 4, 2026 |
| Instrument | 2026R-010031 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 95 Months |
| Due | Feb 27, 2034 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Dardenne Prairie City |
| County | St. Charles County |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $113,730 (-) | $598,581 (-) Land $90,000 Building $508,581 | |
| 2025 | $6,871.00 (+9.6%) | $113,730 (+12.78%) | $598,581 (+12.78%) Land $90,000 Building $508,581 |
| 2024 | $6,269.00 | ||
| 2023 | $100,844 | ||
| 2022 | $530,759 Land $70,000 Building $460,759 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: i3 Broadband.
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