1 Severn Ct, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 1 Severn Ct, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,249 sqft · built 2007
Lot Size	0.103 acres (4,505 sqft)
Owner	2 Trust Names on File
Last Sale	$1,800,000 (Mar 2021)
Tax Bill	$25,909 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Mar 2021 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`06-000-07641875`

Property Details

APN / Parcel Number

Primary APN	`06-000-07641875`
Alternative APNs	`6-000-07641875` `00007641875`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	2,249 sqft Living Area
Gross Area	2,501 sqft
1st Floor Area	1,096 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,505 sqft (0.103 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	83 sqft
Deck Area	396 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00007641875
Street Address	1 SEVERN CT
City	ANNAPOLIS
State	MD
Zip	21403-2601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT EASTPORT
Legal Subdivision	EASTPORT
Legal Block	3
Legal Lot Number	1
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3002
Census Tract	706302

Owner

1 Severn Ct is owner-occupied and held in a trust since September 2024.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1 SEVERN CT, ANNAPOLIS, MD 21403-2601
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 15, 2021	Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2021 · Amount on File
Deed Sale	Mar 15, 2021 · Amount on File
Prior Sale	Nov 2, 2006
Deed Book / Page	36352 / 90
Last Transfer Date	Sep 20, 2024
Transfer Doc	0408340428
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1 SEVERN CT, ANNAPOLIS, MD 21403-2601
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 SEVERN CT, ANNAPOLIS, MD 21403-2601

Mortgage

Document Number	0391120004
Date	Sep 13, 2022
Book Page	39112/4

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Aug 6, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 15, 2021
Property Address	1 SEVERN CT, ANNAPOLIS, MD 21403-2601
Document Number	0363520090
Book / Page	36352 / 90
Instrument Date	Feb 25, 2021
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	MID-MARYLAND TITLE COMPANY INC, MID MARYLAND TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1 SEVERN CT, ANNAPOLIS, MD 21403-2601

Mortgage

Document Number	3635295
Date	Mar 15, 2021
Instrument	36352/95

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1 Severn Ct was $25,909, up 6.6% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,184,300 (+10.07%) Land $1,256,100 Building $928,200	$2,184,300 (-) Land $1,256,100 Building $928,200
2025	$25,909.00 (+6.61%)	$1,984,400	$2,184,300 Land $1,256,100 Building $928,200
2024	$24,303.00 (+6.81%)
2023	$22,754.00 Homeowner's exemption	$1,584,600 Land $1,256,100 Building $328,500	$1,584,600 Land $1,256,100 Building $328,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Severn Ct in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 107 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	198 units insured incl. 91 condo units
Nearby Flood Claims	70 (1985–2026)
Claims Outside the SFHA	19 of 70
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 40 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Severn Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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