1 School St, Chester, MA 01011 Property Records

Hampden County and Chester Town property record for 1 School St, Chester, MA 01011 · Last verified April 2026

Property Summary

Property Type	Apartments (5+ Units)
Details	20,160 sqft
Lot Size	0.92 acres (40,075 sqft)
Owner	Company Name on File
Last Sale	$655,000 (Aug 2023)
Tax Bill	$11,089 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CHES M:202.0 B:0000 P:0118.0`

Property Details

APN / Parcel Number

Primary APN	`CHES M:202.0 B:0000 P:0118.0`

Interior

Units	16 Units
Building Area	20,160 sqft Gross Area

Exterior

Lot Area	40,075 sqft (0.92 acres)

Location & Zoning

Street Address	1 SCHOOL ST
City	CHESTER
State	MA
Zip	01011-9721
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Jurisdiction	CHESTER MA
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1067
Census Tract	813001

Owner

Source: Hampden County and Chester Town records · APN CHES M:202.0 B:0000 P:0118.0

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 17, CHESTERFIELD, MA 01012-0017
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage HILLTOWN COMMUNITY DEVELOPMENT CORP
Aug 21, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage VLY OPPORTUNITY COUNC
Aug 21, 2023	Deed, Transfer · Stand-Alone First Mortgage MASSACHUSETTS HOUSING PARTNERSHIP F
Oct 01, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage COMMUNITY ECONOMIC DEVELOPMENT

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 21, 2023 · Amount on Record
Deed Sale	Aug 21, 2023 · Amount on Record
Prior Sale	Oct 01, 2020 · Amount on Record
Deed Book / Page	25123 / 323
Transfer Doc	1165000116
Record Updated	Jun 08, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER MA
Property Address	1 SCHOOL ST, CHESTER, MA 01011-9721
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025123-402
Date	Aug 21, 2023
Book Page	25123/402
Instrument	38978

Lender

Name	HILLTOWN COMMUNITY DEVELOPMENT CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER MA
Property Address	1 SCHOOL ST, CHESTER, MA 01011-9721
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025123-396
Date	Aug 21, 2023
Book Page	25123/396
Instrument	38977

Lender

Name	VLY OPPORTUNITY COUNC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER MA
Recording Date	Aug 21, 2023
Property Address	1 SCHOOL ST, CHESTER, MA 01011-9721
Document Number	025123-323
Book / Page	25123 / 323
Instrument Date	Aug 18, 2023
Instrument	38972
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 SCHOOL ST, CHESTER, MA 01011-9721

Mortgage

Document Number	0000038976
Date	Aug 21, 2023
Instrument	38976

Lender

Name	MASSACHUSETTS HOUSING PARTNERSHIP F
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	025123-328
Date	Aug 21, 2023
Book Page	25123/328
Instrument	38973

Lender

Name	FLORENCE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESTER MA
Recording Date	Oct 01, 2020
Property Address	1 SCHOOL ST, CHESTER, MA 01011-9721
Document Number	23452-493
Book / Page	23452 / 493
Instrument Date	Sep 03, 2020
Instrument	56270
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	387 MAIN RD, CHESTERFIELD, MA 01012

Mortgage

Document Number	56272
Date	Oct 01, 2020
Instrument	56272

Lender

Name	COMMUNITY ECONOMIC DEVELOPMENT

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chester Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Chester Town
Unified School District	Gateway School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$11,089.00 (+5.74%)	$614,000 (-) Land $21,300 Building $592,700
2024	$10,487.00 (+3.81%)	$614,000 (+8.37%) Land $21,300 Building $592,700
2023	$10,102.00	$566,600 Land $21,300 Building $545,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138130011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2014–2018)
Most Recent Claim	Jan 2018, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Chester Factory Village Historic District listed 1989 · 134 contributing resources · NRIS 89000145

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 114 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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