1 Scallop Shell Rd, Narragansett, RI 02882 Property Records

Westerly Town property record for 1 Scallop Shell Rd, Narragansett, RI 02882

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,352 sqft · built 1973
Lot Size	0.147 acres (6,399 sqft)
Owner	2 Trust Names on File
Last Sale	$470,000 (Jun 2021)
Tax Bill	$4,729 (2025)
Deeds & Mortgages	Jun 2021 Sale Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NARR M:R-2 B:79`

Property Details

APN / Parcel Number

Primary APN	`NARR M:R-2 B:79`
Alternative APNs	`M:R=2 B:79` `13186500`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
Gross Area	1,688 sqft
Basement Area	520 sqft
Finished Basement	520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,399 sqft (0.147 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	13186500
Street Address	1 SCALLOP SHELL RD
City	NARRAGANSETT
State	RI
Zip	02882
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Block	79
Jurisdiction	NARRAGANSETT RI
Township / Civil Division	NARRAGANSETT
Census Block Group	3
Census Block	3048
Census Tract	51504

Owner

1 Scallop Shell Rd is held in a trust since June 2021.

Source: Westerly Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	822 BEACON HILL RD, BLOCK ISLAND, RI 02807
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Quit Claim Deed, Transfer
Apr 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TR CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2021 · Amount on File
Deed Sale	Jun 3, 2021 · Amount on File
Prior Sale	Sep 13, 2016 · Amount on File
Deed Book / Page	981 / 23
Prior Transfer Date	Jun 1, 2021
Prior Transfer Doc	0000981-23
Record Updated	Oct 29, 2026

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NARRAGANSETT RI
Recording Date	Jun 3, 2021
Property Address	1 SCALLOP SHELL RD, NARRAGANSETT, RI 02882
Document Number	0000981-23
Book / Page	981 / 23
Instrument Date	Jun 1, 2021
Instrument	2021002928
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NARRAGANSETT RI
Property Address	1 SCALLOP SHELL RD, NARRAGANSETT, RI 02882
Document Number	892-1052
Book / Page	000892 / 001052
Instrument Date	Apr 6, 2017
Transaction Type	Mortgage
Record Updated	May 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	892-1052
Date	Apr 12, 2017
Book Page	000892/001052
Instrument	1273

Lender

Name	WASHINGTON TR CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1 Scallop Shell Rd was $4,729.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,729.00	$696,500 Land $298,100 Building $398,400	$892,941
2023	$4,404.00 (+3.45%)	$473,000 (-) Land $192,300 Building $280,700
2022	$4,257.00	$473,000 Land $192,300 Building $280,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Scallop Shell Rd in Zone X, an area of minimal flood risk, though there have been 48 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 108 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	108 in force
Nearby Flood Claims	48 (1978–2020)
Claims Outside the SFHA	16 of 48
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 12 claims Severe Storms And Flooding, Apr 2010 · 10 claims Hurricane Bob, Aug 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Scallop Shell Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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