Suffolk County and Smithtown Town property record for 1 Sawmill Rd, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 1.5 ba · 1,583 sqft · built 1965 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $4,000,000 (Aug 2023) |
| Tax Bill | $15,882 (2024) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 147.-2-26 |
| Primary APN | 473489 147.-2-26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,583 sqft Living Area |
| Gross Area | 2,855 sqft |
| 1st Floor Area | 1,583 sqft |
| Basement Area | 615 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Lot Area | 12,632 sqft (0.29 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 107 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 1 SAWMILL RD |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-4218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 17-696376 TC-52 *4126 LOT 7 MAP OF SIERRA WDS |
| Legal Block | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 135208 |
Source: Suffolk County and Smithtown Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1 SAWMILL RD, COMMACK, NY 11725-4218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 7, 2023 | Deed, Transfer · Stand-Alone First Mortgage LAURA FUSCO |
| Sep 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK NA |
| Jul 17, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2023 · Amount on Record |
| Deed Sale | Aug 7, 2023 · Amount on Record |
| Prior Sale | Jul 17, 2018 · Amount on Record |
| Deed Book / Page | 13212 / 595 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Aug 7, 2023 |
| Property Address | 1 SAWMILL RD, COMMACK, NY 11725-4218 |
| Document Number | 0132120595 |
| Book / Page | 13212 / 595 |
| Instrument Date | Feb 5, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 SAWMILL RD, SADDLE RIVER, NJ 07458-2615 |
| Document Number | 0023526603 |
|---|---|
| Date | Aug 7, 2023 |
| Instrument | 23526/603 |
| Name | LAURA FUSCO |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 1 SAWMILL RD, COMMACK, NY 11725-4218 |
| Document Number | 0231780357 |
| Instrument Date | Sep 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1 SAWMILL RD COMMACK NY 117254218, COMMACK, NY 11725-4218 |
| Document Number | 0231780357 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 023178/000357 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 27, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jul 17, 2018 |
| Property Address | 1 SAWMILL RD, COMMACK, NY 11725-4218 |
| Document Number | 0129690980 |
| Book / Page | 12969 / 980 |
| Instrument Date | Jun 25, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 GILBERT AVE, SMITHTOWN, NY 11787-5309 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,780 (-) Land $300 Building $5,480 | $722,500 (+10,774.47%) Land $37,500 Building $685,000 | |
| 2024 | $15,882.00 | ||
| 2023 | $5,780 Land $300 Building $5,480 | $6,644 Land $345 Building $6,299 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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