1 Sarah Ave, Springfield, IL 62703 Property Records

Sangamon County property record for 1 Sarah Ave, Springfield, IL 62703

Property Summary

Property Type	Single Family Home
Lot Size	0.227 acres (9,893 sqft)
Owner	Individual Name on File
Last Sale	$292,000 (Jun 2026)
Tax Bill	$4,192 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`22-27.0-277-016`

Property Details

APN / Parcel Number

Primary APN	`22-27.0-277-016`
Alternative APN	`22270277016 (CHECK DIGIT = 8)`

Exterior

Lot Area	9,893 sqft (0.227 acres)

Location & Zoning

Account Number	22270277016
Street Address	1 SARAH AVE
City	SPRINGFIELD
State	IL
Zip	62703-5334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HYDE PARK 5TH ADDN LOT 121
Legal Subdivision	HYDE PARK 5TH ADD
Legal Lot Number	121
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	3
Census Block	3030
Census Tract	3000

Owner

1 Sarah Ave is owned and occupied by an individual who bought it in June 2026.

Source: Sangamon County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1 SARAH AVE, SPRINGFIELD, IL 62703-5334
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF SPRINGFIELD
Jun 8, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF SPRINGFIELD
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage CEFCU
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage CEFCU
Sep 10, 2013	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2026 · Amount on File
Deed Sale	Jun 8, 2026 · Amount on File
Prior Sale	Sep 10, 2013 · Amount on File
Deed Document Number	20269996
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jun 8, 2026
Property Address	1 SARAH AVE, SPRINGFIELD, IL 62703-5334
Document Number	0000009996
Instrument Date	Jun 5, 2026
Instrument	20269996
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	CSC DOCUMENT RECORDING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44,238.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 SARAH AVE, SPRINGFIELD, IL 62703-5334

Mortgage

Document Number	0000009997,
Date	Jun 8, 2026
Instrument	20269997

Lender

Name	BANK OF SPRINGFIELD

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jun 8, 2026
Property Address	1 SARAH AVE, SPRINGFIELD, IL 62703-5334
Document Number	2026R09996
Instrument Date	Jun 5, 2026
Instrument	20269996
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	CSC DOCUMENT RECORDING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44,238.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 SARAH AVE, SPRINGFIELD, IL 62703-5334

Mortgage

Document Number	0000009997,
Date	Jun 8, 2026
Instrument	20269997

Lender

Name	BANK OF SPRINGFIELD

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1 SARAH AVE, SPRINGFIELD, IL 62703-5334
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R20942
Date	Sep 30, 2019
Instrument	2019R20942

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1 SARAH AVE, SPRINGFIELD, IL 62703-5334
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R33229
Date	Dec 8, 2021
Instrument	2021R33229

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 26, 2031

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1 SARAH AVE, SPRINGFIELD, IL 62703-5334
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R20942
Date	Sep 30, 2019
Instrument	2019R20942

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

September 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Sep 10, 2013
Property Address	1 SARAH AVE, SPRINGFIELD, IL 62703-5334
Document Number	2013R29780
Instrument Date	Sep 6, 2013
Instrument	2013R29780
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 20005, OWENSBORO, KY 42304-0005

Mortgage

Document Number	2013R29781
Date	Sep 10, 2013
Instrument	2013R29781

Lender

Name	US BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1 Sarah Ave was $4,192 with a homeowner's exemption, up 3% from the year before.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,192.00 (+2.97%) Homeowner's exemption	$65,645 (+7.22%) Land $12,628 Building $53,017	$196,935 (+7.22%) Land $37,884 Building $159,051
2024	$4,071.00	$61,225 Land $11,778 Building $49,447	$183,675 Land $35,334 Building $148,341
2022	$3,677.00 Homeowner's exemption	$53,048 Land $10,205 Building $42,843	$159,144 Land $30,615 Building $128,529

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1 Sarah Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Sarah Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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