1 Sara Ln, Middletown, MD 21769 Property Records

Frederick County property record for 1 Sara Ln, Middletown, MD 21769

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,109 sqft · built 2005
Lot Size	0.112 acres (4,868 sqft)
Owner	2 Individual Names on File
Last Sale	$455,500 (May 2020)
Tax Bill	$7,022 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Jul 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-168840`

Property Details

APN / Parcel Number

Primary APN	`03-168840`
Alternative APN	`168840`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,109 sqft Living Area
Gross Area	3,550 sqft
1st Floor Area	1,652 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,868 sqft (0.112 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	60 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	168840
Street Address	1 SARA LN
City	MIDDLETOWN
State	MD
Zip	21769-7885
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 705 SECTION V PLAT 4-4,868 SQ. FT. VILLAGE AT FOXFIELD
Legal Subdivision	VILLAGE/FOXFIELD
Legal Lot Number	705
Jurisdiction	FREDERICK MD
Township / Civil Division	3, MIDDLETOWN
Census Block Group	1
Census Block	1002
Census Tract	752601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1 Sara Ln is owned and occupied by two individuals who bought it in May 2020.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 SARA LN, MIDDLETOWN, MD 21769-7885
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2020	Deed, Transfer · Conventional Mortgage INTEGRITY HOME MORTGAGE CORP
Jul 24, 2019	Grant Deed, Transfer VILLAGE SETTLEMENTS INC
Oct 17, 2017	Deed of Trust, Mortgage · Conventional with PMI BWW LAW GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2020 · Amount on File
Deed Sale	May 19, 2020 · Amount on File
Prior Sale	Jul 24, 2019 · Amount on File
Deed Book / Page	13744 / 180
Record Updated	Oct 29, 2026

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 19, 2020
Property Address	1 SARA LN, MIDDLETOWN, MD 21769-7885
Document Number	0137440180
Book / Page	13744 / 180
Map Reference	MB 75 PL 159
Instrument Date	May 15, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CLEAR TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,277.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1 SARA LN, MIDDLETOWN, MD 21769-7885

Mortgage

Document Number	13744185
Date	May 19, 2020
Instrument	13744/185

Lender

Name	INTEGRITY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 24, 2019
Property Address	1 SARA LN, MIDDLETOWN, MD 21769-7885
Document Number	0131030001
Book / Page	013103 / 000001
Instrument Date	Jul 19, 2019
Transaction Type	Transfer
Record Updated	Aug 2, 2019
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Amount	Amount on Record
Tax	$379.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 SARA LN MIDDLETOWN MD 217697885, MIDDLETOWN, MD 21769-7885

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1 SARA LN, MIDDLETOWN, MD 21769-7885
Document Number	0121260120
Book / Page	012126 / 000120
Instrument Date	Oct 17, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 SARA LN MIDDLETOWN MD 217697885, MIDDLETOWN, MD 21769-7885

Mortgage

Document Number	0121260120
Date	Nov 9, 2017
Book Page	012126/000120

Lender

Name	BWW LAW GROUP LLC
Address	4520 E WEST HWY # 200, BETHESDA, MD 20814-3382

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1 Sara Ln was $7,022 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Middletown Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$591,800 Land $100,000 Building $491,800	$591,800 Land $100,000 Building $491,800
2025	$7,022.00
2023	$6,116.00 Homeowner's exemption	$434,600 Land $95,000 Building $339,600	$434,600 Land $95,000 Building $339,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Sara Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1988–2018)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Sara Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MIDDLETOWN serves 5,132 people · EPA ID MD0100018
Water Source	Groundwater
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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