Worcester County and Sterling Town property record for 1 Sandy Ridge Rd, Sterling, MA 01564
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,251 sqft · built 2002 |
| Lot Size | 1.14 acres (49,658 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $617,500 (Aug 2017) |
| Tax Bill | $13,135 (2026) |
| Deeds & Mortgages | Jun 2020 Refinance Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | STER M:00067 L:00029 |
| Primary APN | STER M:00067 L:00029 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,251 sqft Living Area |
| Gross Area | 6,714 sqft |
| Basement Area | 1,605 sqft |
| Unfinished Basement | 1,605 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 49,658 sqft (1.14 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 1 SANDY RIDGE RD |
|---|---|
| City | STERLING |
| State | MA |
| Zip | 01564-2361 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RRF |
| Legal Lot Number | 29 |
| Jurisdiction | STERLING MA |
| Township / Civil Division | STERLING |
| Census Block Group | 5 |
| Census Block | 5018 |
| Census Tract | 719100 |
1 Sandy Ridge Rd is owned and occupied by two individuals who bought it in August 2017.
Source: Worcester County and Sterling Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 SANDY RIDGE RD, STERLING, MA 01564-2361 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 23, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU |
| Aug 30, 2017 | Quit Claim Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2017 · Amount on File |
| Deed Sale | Aug 30, 2017 · Amount on File |
| Prior Sale | Apr 20, 2011 · Amount on File |
| Deed Book / Page | 57664 / 41 |
| Transfer Doc | 0057664-41 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STERLING MA |
| Property Address | 1 SANDY RIDGE RD, STERLING, MA 01564-2361 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 62648-137 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 62648/137 |
| Instrument | 66009 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STERLING MA |
| Recording Date | Aug 30, 2017 |
| Property Address | 1 SANDY RIDGE RD, STERLING, MA 01564-2361 |
| Document Number | 57664-41 |
| Book / Page | 057664 / 000041 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 95447 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,815.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1 SANDY RIDGE RD STERLING MA 015642361, STERLING, MA 01564-2361 |
| Document Number | 57664-44 |
|---|---|
| Date | Aug 30, 2017 |
| Book Page | 057664/000044 |
| Instrument | 95448 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 29, 2047 |
The 2026 property tax bill for 1 Sandy Ridge Rd was $13,135, up 6.3% from the year before.
Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Sterling Town |
| Unified School District | Wachusett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,135.00 (+6.26%) | $1,046,600 (+9.05%) Land $205,000 Building $841,600 | $1,016,975 (-) |
| 2025 | $12,361.00 (+5.71%) | $959,700 (+9.24%) Land $177,400 Building $782,300 | $1,016,975 (+12.34%) |
| 2024 | $11,693.00 (+3.42%) | $878,500 (+11.12%) Land $177,400 Building $701,100 | $905,255 |
| 2023 | $11,306.00 | $790,600 Land $170,800 Building $619,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1 Sandy Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 Sandy Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STERLING WATER DEPARTMENT serves 6,814 people · EPA ID MA2282000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Feb 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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