Monmouth County and Rumson Borough property record for 1 S Cherry Ln, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,974 sqft · built 1932 |
| Lot Size | 0.406 acres (17,698 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $1,110,000 (Jul 2020) |
| Tax Bill | $17,445 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Mar 2024 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00019-0000-00009 |
| Primary APN | 41-00019-0000-00009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,974 sqft Living Area |
| 1st Floor Area | 1,982 sqft |
| Upper Floors Area | 1,334 sqft |
| Basement Area | 550 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 17,698 sqft (0.406 acres) |
| Lot Dimensions | 150 ft deep x 118 ft wide |
| Garage Type | Built-in |
| Garage Area | 342 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Patio Area | 418 sqft |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Sewer | Connected |
| Account Number | 028700 |
|---|---|
| Street Address | 1 S CHERRY LN |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Subdivision | OLD FARM VILLAGE |
| Legal Block | 19 |
| Legal Lot Number | 9 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 803800 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 1 S CHERRY LN, RUMSON, NJ 07760-1403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 28, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA |
| Oct 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jul 27, 2020 | Grant Deed, Transfer TD BK NA |
| Feb 19, 2020 | Grant Deed, Construction Loan · Construction Mortgage ICE LENDER HLDGS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2020 · Amount on Record |
| Deed Sale | Jul 27, 2020 · Amount on Record |
| Prior Sale | Feb 19, 2020 · Amount on Record |
| Deed Document Number | 202080504 |
| Deed Book / Page | 9429 / 2913 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 1 S CHERRY LN, RUMSON, NJ 07760-1403 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Title Company | UNKNOWN, TITLE365 COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0097720927 |
|---|---|
| Date | Dec 23, 2025 |
| Book Page | 9772/927 |
| Instrument | 2025102968 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 13, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 1 S CHERRY LN, RUMSON, NJ 07760-1403 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0096825365 |
|---|---|
| Date | Mar 28, 2024 |
| Book Page | 9682/5365 |
| Instrument | 2024020490 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 15, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 1 S CHERRY LN, RUMSON, NJ 07760-1403 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | HILLTOP TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0095487577 |
|---|---|
| Date | Oct 5, 2021 |
| Book Page | 9548/7577 |
| Instrument | 2021148028 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Nov 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.62% |
| Index | 1-Year CMT |
| Max Rate | 7.62% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 27, 2020 |
| Property Address | 1 S CHERRY LN, RUMSON, NJ 07760-1403 |
| Document Number | 0000080504 |
| Book / Page | 009429 / 002913 |
| Instrument Date | Jun 8, 2020 |
| Instrument | 80504 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2020 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,110.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 S CHERRY LN RUMSON NJ 077601403, RUMSON, NJ 07760-1403 |
| Document Number | 80505 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | 009429/002924 |
| Instrument | 80505 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 26, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Feb 19, 2020 |
| Property Address | 1 S CHERRY LN, RUMSON, NJ 07760-1403 |
| Document Number | 0000018535 |
| Book / Page | 009397 / 006701 |
| Instrument Date | Dec 31, 2019 |
| Instrument | 18535 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 10, 2020 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1 S CHERRY LN RUMSON NJ 077601403, RUMSON, NJ 07760-1403 |
| Document Number | 18536 |
|---|---|
| Date | Feb 19, 2020 |
| Book Page | 009397/006718 |
| Instrument | 18536 |
| Name | ICE LENDER HLDGS LLC |
|---|---|
| Address | 31 W 34TH ST # 4TH, NEW YORK, NY 10001-3009 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 18, 2021 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,855,900 (+11.6%) Land $1,464,500 Building $391,400 | $1,855,900 (+11.6%) Land $1,464,500 Building $391,400 | |
| 2025 | $17,445.00 (+2.67%) | $1,663,000 (+15.87%) Land $1,329,900 Building $333,100 | $1,663,000 (+15.87%) Land $1,329,900 Building $333,100 |
| 2024 | $16,992.00 (+3.64%) | ||
| 2023 | $1,435,200 Land $1,160,400 Building $274,800 | $1,435,200 Land $1,160,400 Building $274,800 | |
| 2022 | $16,395.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1992–2013) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Sep 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures