1 Ryker Ln, Palm Coast, FL 32164 Property Records

Flagler County property record for 1 Ryker Ln, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,650 sqft · built 2024
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on File
Last Sale	$337,700 (Jun 2024)
Tax Bill	$4,044 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jun 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7029-00520-0160`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7029-00520-0160`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,650 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,502 sqft (0.287 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1 RYKER LN
City	PALM COAST
State	FL
Zip	32164-3411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 29 BLOCK 00052 LOT 0016 SUBDIVISION COMPLETION YEAR 1981 OR 272 PG 727
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	52
Legal Lot Number	16
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	3
Census Block	3003
Census Tract	60214

Owner

1 Ryker Ln is owned and occupied by an individual who bought it in June 2024.

Source: Flagler County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	1 RYKER LN, PALM COAST, FL 32164-3411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Deed of Trust, Mortgage · Commercial Mortgage LIMA ONE CAPITAL LLC
Jun 5, 2024	Warranty Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB
Jun 9, 2023	Warranty Deed, Transfer TITLE EXCHANGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2024 · Amount on File
Deed Sale	Jun 5, 2024 · Amount on File
Prior Sale	Jun 9, 2023 · Amount on File
Deed Document Number	2024023339
Deed Book / Page	2874 / 1180
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	1 RYKER LN, PALM COAST, FL 32164-3411
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0028041332
Date	Aug 15, 2023
Book Page	2804/1332
Instrument	2023035478

Lender

Name	LIMA ONE CAPITAL LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	14 Months
Due	Oct 1, 2024

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 5, 2024
Property Address	1 RYKER LN, PALM COAST, FL 32164-3411
Document Number	0028741180
Book / Page	2874 / 1180
Map Reference	MB 10 PG 17
Instrument Date	May 31, 2024
Instrument	2024023339
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	BALDWIN PK TITLE LLC, BALDWIN PARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,363.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3670 MAGUIRE BLVD STE 220, 220, ORLANDO, FL 32803-3012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 RYKER LN, PALM COAST, FL 32164-3411
Investor	Possibly a Property Investor

Mortgage

Document Number	0028741182
Date	Jun 5, 2024
Instrument	2874/1182

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2054

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 9, 2023
Property Address	1 RYKER LN, PALM COAST, FL 32164-3411
Document Number	0027870259
Book / Page	2787 / 259
Map Reference	MB 10 PG 17
Instrument Date	May 30, 2023
Instrument	2023024642
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	TITLE EXCHANGE

Transaction

Amount	Amount on Record
Tax	$315.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 AV 2 18 ZONA 13, 13, ORLANDO, FL 32803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3670 MAGULE BLVD #220 # 220, 220, ORLANDO, FL 32803
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1 Ryker Ln was $4,044 with a homeowner's exemption.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,044.00 Homeowner's exemption	$265,676 Land $55,500 Building $210,176	$265,676 Land $55,500 Building $210,176
2023	$473.00 (+0.21%)	$43,500 (-3.33%) Land $43,500	$43,500 (-3.33%) Land $43,500
2022	$472.00	$45,000 Land $45,000	$45,000 Land $45,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1 Ryker Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Ryker Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Metronet.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ryker Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures