1 Ryan Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 1 Ryan Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,904 sqft · built 2003
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$219,000 (Sep 2020)
Tax Bill	$2,949 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7029-00010-0010`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7029-00010-0010`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,904 sqft Heated Area
Gross Area	2,654 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.289 acres)
Driveway	Driveway
Driveway Area	540 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1 RYAN DR
City	PALM COAST
State	FL
Zip	32164-6454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 29 BLOCK 00001 LOT 0001 SUBDIVISION COMPLETION YEAR 1981 OR 251 PG 185 OR 347 PG 511 OR 892 PG 1096 OR 131
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	1
Legal Lot Number	1
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	3
Census Block	3001
Census Tract	60214

Owner

1 Ryan Dr is owned and occupied by an individual who bought it in September 2020.

Source: Flagler County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1 RYAN DR, PALM COAST, FL 32164-6454
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 3, 2017	Warranty Deed, Transfer TRULY YOURS TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2020 · Amount on File
Deed Sale	Sep 3, 2020 · Amount on File
Prior Sale	Oct 3, 2017 · Amount on File
Deed Document Number	2020035127
Deed Book / Page	2473 / 1952
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Sep 3, 2020
Property Address	1 RYAN DR, PALM COAST, FL 32164-6454
Document Number	0024731952
Book / Page	2473 / 1952
Map Reference	MB 10 PG 17-29
Instrument Date	Aug 27, 2020
Instrument	2020035127
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	SUNCOAST TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,533.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10135 GATE PKWY N # N103, 10135, JACKSONVILLE, FL 32246-8274

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 BOXWOOD LN, PALM COAST, FL 32137-8503

Mortgage

Document Number	0024731953
Date	Sep 3, 2020
Instrument	2473/1953

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Oct 3, 2017
Property Address	1 RYAN DR, PALM COAST, FL 32164-6454
Document Number	0022330130
Book / Page	002233 / 000130
Instrument Date	Sep 28, 2017
Instrument	34270
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	TRULY YOURS TITLE LLC

Transaction

Amount	Amount on Record
Tax	$1,225.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 RYAN DR PALM COAST FL 321646454, PALM COAST, FL 32164-6454

Tax Assessment & Valuation

The 2025 property tax bill for 1 Ryan Dr was $2,949 with a homeowner's exemption.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,949.00 Homeowner's exemption	$205,466	$270,155 Land $55,500 Building $214,655
2023	$2,800.00 (+1.16%) Homeowner's exemption	$193,860 (+3%)	$257,717 (+0.93%) Land $43,500 Building $214,217
2022	$2,768.00 Homeowner's exemption	$188,214	$255,338 Land $45,000 Building $210,338

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Ryan Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Ryan Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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