1 Ruth Rd, Denver, PA 17517 Property Records

Lancaster County property record for 1 Ruth Rd, Denver, PA 17517

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,287 sqft · built 2015
Lot Size	0.89 acres (38,768 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Dec 2015)
Tax Bill	$6,491 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`090-09133-0-0000`

Property Details

APN / Parcel Number

Primary APN	`090-09133-0-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,287 sqft Living Area
Gross Area	3,989 sqft
1st Floor Area	1,058 sqft
Upper Floors Area	1,229 sqft
Basement Area	1,042 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	38,768 sqft (0.89 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1 RUTH RD
City	DENVER
State	PA
Zip	17517-9409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	1 RUTH RD
Legal Subdivision	EUGENE MARTIN
Legal Lot Number	2
Jurisdiction	LANCASTER PA
Township / Civil Division	WEST COCALICO
Census Block Group	1
Census Block	1010
Census Tract	10104

Owner

1 Ruth Rd is owned and occupied by two individuals who bought it in December 2015.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 RUTH RD, DENVER, PA 17517-9409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Line of Credit PSECU
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC
Sep 30, 2017	Deed of Trust, Mortgage · Line of Credit PSE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2015 · Amount on File
Deed Sale	Dec 30, 2015 · Amount on File
Prior Sale	Sep 7, 2007 · Amount on File
Deed Document Number	20156243807
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	1 RUTH RD, DENVER, PA 17517-9409
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006631799
Date	Sep 15, 2021
Instrument	6631799

Lender

Name	PSECU
Type	Credit Union
Address	HARRISBURG, PA 17106

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	1 RUTH RD, DENVER, PA 17517-9409
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	KEYSTONE ABST INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006553058
Date	Oct 15, 2020
Instrument	6553058

Lender

Name	TIDEWATER MORTGAGE SERVICES INC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	1 RUTH RD, DENVER, PA 17517-9409
Document Number	0006368647
Instrument Date	Sep 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	VALUAMERICA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 RUTH RD DENVER PA 175179409, DENVER, PA 17517-9409

Mortgage

Document Number	0006368647
Date	Nov 21, 2017
Instrument	6368647

Lender

Name	PSE CU
Type	Credit Union
Address	PO BOX 67013, HARRISBURG, PA 17106-7013

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 20, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1 Ruth Rd was $6,491 with a homeowner's exemption, up 4.3% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	West Cocalico Township
Unified School District	Cocalico School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,800 Land $50,800 Building $198,000	$248,800 Land $50,800 Building $198,000
2025	$6,491.00 (+4.29%)
2024	$6,224.00	$248,800 Land $50,800 Building $198,000
2018			$248,800 Land $50,800 Building $198,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Ruth Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018–2025)
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Ruth Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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