1 Rutgers Pl, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 1 Rutgers Pl, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	1,276 sqft · built 1952
Lot Size	0.182 acres (7,910 sqft)
Owner	2 Individual Names on File
Last Sale	$765,000 (Mar 2023)
Tax Bill	$16,367 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-04801-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`13-04801-0000-00012`
Alternative APN	`130480100012`

Interior

Stories	1 Story
Building Area	1,276 sqft Living Area
1st Floor Area	1,276 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	7,910 sqft (0.182 acres)
Lot Dimensions	113 ft deep x 70 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	130480100012
Street Address	1 RUTGERS PL
City	MONTCLAIR
State	NJ
Zip	07043-2610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	70X113 IRR
Legal Subdivision	VALLEY VIEW MANOR SEC B
Legal Block	4801
Legal Lot Number	12
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1003
Census Tract	16200

Owner

1 Rutgers Pl is owned and occupied by two individuals who bought it in March 2023.

Source: Essex County and Montclair Township records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1 RUTGERS PL, MONTCLAIR, NJ 07043-2610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Deed, Transfer · Conventional Mortgage CONTOUR MORTGAGE CORP
Jun 23, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 23, 2022	Deed, Transfer FOUNDATION TITLE, FOUNDATION TITLE LLC
Nov 23, 2022	Redemption Deed, Transfer FOUNDATION TITLE, FOUNDATION TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2023 · Amount on File
Deed Sale	Mar 22, 2023 · Amount on File
Prior Sale	Nov 23, 2022 · Amount on File
Deed Document Number	202317727
Record Updated	Oct 29, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Mar 22, 2023
Property Address	1 RUTGERS PL, MONTCLAIR, NJ 07043-2610
Document Number	0000017727
Instrument Date	Mar 8, 2023
Instrument	2023017727
Transaction Type	Transfer
Record Updated	Apr 21, 2023
Title Company	NOT AVAILABLE, MYTITLEDIRECT COM

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,912.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	124 BUCKINGHAM RD, MONTCLAIR, NJ 07043-2307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 RUTGERS PL, MONTCLAIR, NJ 07043-2610

Mortgage

Document Number	0000017728
Date	Mar 22, 2023
Instrument	2023017728

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	1 RUTGERS PL, MONTCLAIR, NJ 07043-2610
Transaction Type	Mortgage
Record Updated	Dec 22, 2022
Title Company	SERVICELINK LOAN MODIFICATIO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 RUTGERS PL, MONTCLAIR, NJ 07043-2610

Mortgage

Document Number	0000060067
Date	Jun 23, 2022
Instrument	2022060067

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Apr 1, 2052

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 23, 2022
Property Address	1 RUTGERS PL, MONTCLAIR, NJ 07043-2610
Document Number	0000102198
Instrument Date	Oct 19, 2022
Instrument	2022102198
Transaction Type	Transfer
Record Updated	Dec 22, 2022
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Tax	$1,251.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 RUTGERS PL, MONTCLAIR, NJ 07043-2610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 RUTGERS PL, MONTCLAIR, NJ 07043-2610

November 2022: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 23, 2022
Property Address	1 RUTGERS PL, MONTCLAIR, NJ 07043-2610
Document Number	0000102199
Instrument Date	Jun 28, 2022
Instrument	2022102199
Transaction Type	Transfer
Record Updated	Dec 22, 2022
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$465,500 (-) Land $214,800 Building $250,700	$465,500 (-) Land $214,800 Building $250,700
2025	$16,367.00 (+3.33%)	$465,500 (+13.34%) Land $214,800 Building $250,700	$465,500 (+13.34%) Land $214,800 Building $250,700
2024	$15,840.00 (+17.31%)
2023		$410,700 Land $214,800 Building $195,900	$410,700 Land $214,800 Building $195,900
2022	$13,503.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Rutgers Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (1999–2026)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jul 2026 · alluvial fan flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1 Rutgers Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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