1 Russell St, Readfield, ME 04355 Property Records

Kennebec County and Readfield Town property record for 1 Russell St, Readfield, ME 04355

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1976
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on File
Last Sale	$299,000 (Sep 2025)
Tax Bill	$3,140 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`RFLD M:126 L:013`

Property Details

APN / Parcel Number

Primary APN	`RFLD M:126 L:013`
Alternative APNs	`M:028 L:001` `151`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,040 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Raised Ranch
Lot Area	54,450 sqft (1.25 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	151
Street Address	1 RUSSELL ST
City	READFIELD
State	ME
Zip	04355-3954
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Subdivision	BRYLAND HTS
Legal Lot Number	13
Jurisdiction	READFIELD ME
Township / Civil Division	READFIELD
Census Block Group	1
Census Block	1017
Census Tract	15000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1 Russell St is owned by two individuals who bought it in September 2025.

Source: Kennebec County and Readfield Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 READFIELD RD, 253, MANCHESTER, ME 04351-7010
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOAN INC
Jan 6, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jan 21, 2025	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Sep 15, 2025	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jul 10, 2023	Warranty Deed, Transfer · FHA Mortgage T2 FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2025 · Amount on File
Deed Sale	Sep 15, 2025 · Amount on File
Prior Sale	Jul 10, 2023 · Amount on File
Deed Document Number	202520227
Deed Book / Page	15493 / 117
Transfer Doc	0000019584
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READFIELD ME
Property Address	1 RUSSELL ST, READFIELD, ME 04355-3954
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018003202
Date	Feb 20, 2018
Book Page	12843/0208
Instrument	2018003202

Lender

Name	QUICKEN LOAN INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 9, 2048

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READFIELD ME
Property Address	1 RUSSELL ST, READFIELD, ME 04355-3954
Transaction Type	Mortgage
Record Updated	Nov 20, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022000409
Date	Jan 6, 2022
Book Page	14312/124
Instrument	2022000409

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Feb 1, 2048

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READFIELD ME
Property Address	1 RUSSELL ST, READFIELD, ME 04355-3954
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025001130
Date	Jan 21, 2025
Book Page	15277/330
Instrument	2025001130

Lender

Name	PLANET HOME LENDING LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	READFIELD ME
Recording Date	Sep 15, 2025
Property Address	1 RUSSELL ST, READFIELD, ME 04355-3954
Document Number	2025020227
Book / Page	15493 / 117
Instrument Date	Sep 11, 2025
Instrument	2025020227
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	31 READFIELD RD UNIT 253, 253, MANCHESTER, ME 04351-7010

Mortgage

Document Number	2025020228
Date	Sep 15, 2025
Instrument	2025020228

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	READFIELD ME
Recording Date	Jul 10, 2023
Property Address	1 RUSSELL ST, READFIELD, ME 04355-3954
Document Number	2023012594
Book / Page	14802 / 125
Instrument Date	Jul 10, 2023
Instrument	2023012594
Transaction Type	Transfer
Record Updated	Jul 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 CANNON RD, S PORTLAND, ME 04106-1803

Mortgage

Document Number	2023012595
Date	Jul 10, 2023
Instrument	2023012595

Lender

Name	T2 FINANCIAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1 Russell St was $3,140, up 3.7% from the year before.

Source: Kennebec County and Readfield Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Readfield Town
Unified School District	Regional School Unit 38 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,140.00 (+3.73%)	$260,400 (+15.17%) Land $38,500 Building $221,900
2024	$3,027.00 (+7.53%)	$226,100 (+13.73%) Land $33,400 Building $192,700
2023	$2,815.00 (+38.6%)	$198,800 (+11.56%) Land $29,400 Building $169,400
2022	$2,031.00	$178,200 Land $26,300 Building $151,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1 Russell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Russell St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Russell St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures