Greenville County property record for 1 Ruby Lake Ln, Simpsonville, SC 29681 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2014 |
| Square Footage | 3,622 sqft Living Area |
| Lot Size | 10,759 sqft (0.247 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $435,000 (2020) |
| Tax Bill | $2,656.00 (2025) |
Source: Greenville County records · APN 0539.31-01-094.00
Assessment roll updated February 2, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 RUBY LAKE LN, SIMPSONVILLE, SC 29681-3707 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage · Line of Credit MTC FCU |
| Feb 25, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Feb 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Jul 30, 2020 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 01, 2017 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 30, 2020 · Amount on Record |
| Deed Sale | Jul 30, 2020 · Amount on Record |
| Prior Sale | May 05, 2014 · Amount on Record |
| Deed Doc Number | 202059290 |
| Deed Book / Page | 2599 / 3862 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENVILLE SC |
| Property Address | 1 RUBY LAKE LN, SIMPSONVILLE, SC 29681-3707 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 05864/1463 |
|---|---|
| Date | Mar 19, 2026 |
| Book Page | 5864/1463 |
| Instrument | 2026017497 |
| Name | MTC FCU |
|---|---|
| Type | Credit Union |
| Address | GREENVILLE, SC 29607 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 297 Months |
| Due | Dec 20, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENVILLE SC |
| Property Address | 1 RUBY LAKE LN, SIMPSONVILLE, SC 29681-3707 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1 RUBY LAKE LN, SIMPSONVILLE, SC 29681-3707 |
| Document Number | 05860/3606 |
|---|---|
| Date | Feb 25, 2026 |
| Book Page | 5860/3606 |
| Instrument | 2026011665 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Sep 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENVILLE SC |
| Property Address | 1 RUBY LAKE LN, SIMPSONVILLE, SC 29681-3707 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 05677/5703 |
|---|---|
| Date | Feb 24, 2022 |
| Book Page | 5677/5703 |
| Instrument | 2022015807 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GREENVILLE SC |
| Recording Date | Jul 30, 2020 |
| Property Address | 1 RUBY LAKE LN, SIMPSONVILLE, SC 29681-3707 |
| Document Number | 02599/3862 |
| Book / Page | 2599 / 3862 |
| Map Reference | MB 1178 PG 26 |
| Instrument Date | Jul 28, 2020 |
| Instrument | 2020059290 |
| Transaction Type | Transfer |
| Record Updated | Jan 04, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,609.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1 RUBY LAKE LN, SIMPSONVILLE, SC 29681-3707 |
| Document Number | 2020059291 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 2020059291 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GREENVILLE SC |
| Recording Date | Mar 01, 2017 |
| Property Address | 1 RUBY LAKE LN, SIMPSONVILLE, SC 29681-3707 |
| Document Number | 2507/2584 |
| Book / Page | 002507 / 002584 |
| Instrument Date | Feb 27, 2017 |
| Instrument | 17258 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 RUBY LAKE LN SIMPSONVILLE SC 296813707, SIMPSONVILLE, SC 29681-3707 |
| Document Number | 5380/2601 |
|---|---|
| Date | Mar 01, 2017 |
| Book Page | 005380/002601 |
| Instrument | 17259 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 28, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
Source: Greenville County records · Assessment roll updated February 2, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Greenville County |
| Unified School District | Greenville County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,656.00 (+4.81%) | $19,740 (+15.03%) Land $3,850 Building $15,890 | $666,550 (+55.33%) |
| 2024 | $2,534.00 (-1.59%) | $17,160 (-) Land $2,680 Building $14,480 | $429,120 (-) Land $67,000 Building $362,120 |
| 2023 | $2,575.00 (+4.89%) | $17,160 (-) Land $2,680 Building $14,480 | $429,120 (-) Land $67,000 Building $362,120 |
| 2022 | $2,455.00 Homeowner's exemption | $17,160 Land $2,680 Building $14,480 | $429,120 Land $67,000 Building $362,120 |
Source: FEMA National Flood Hazard Layer, Greenville County (45045C), updated January 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 0539.31-01-094.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,622 sqft Living Area |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Lot Area | 10,759 sqft (0.247 acres) |
| Account Number | 202500012937988001 |
|---|---|
| Street Address | 1 RUBY LAKE LN |
| City | SIMPSONVILLE |
| State | SC |
| Zip | 29681-3707 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 220,SEC2 |
| Legal Subdivision | ASHETON LAKES |
| Legal Block | 01 |
| Legal Lot Number | 094.00 |
| Jurisdiction | GREENVILLE SC |
| Minor Civil Division | GREENVILLE |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 2813 |
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