1 Robert St, Key Largo, FL 33037 Property Records

Monroe County property record for 1 Robert St, Key Largo, FL 33037 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,232 sqft · built 1987
Lot Size	0.102 acres (4,435 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Feb 1992)
Tax Bill	$1,469 (2024)
Deeds & Mortgages	Dec 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`00509400-000000`

Property Details

APN / Parcel Number

Primary APN	`00509400-000000`
Alternative APNs	`12613900509400000000` `1628727`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2010
Exterior Material	Combination
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	4,435 sqft (0.102 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	376 sqft
Deck Area	126 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1628727
Street Address	1 ROBERT ST
City	KEY LARGO
State	FL
Zip	33037-4864
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 5 LT 1 LARGO CITY PB4-142 KEY LARGO OR408-567/68 OR857-78 OR1202-277/78 OR1202-279 OR2567-1720
Legal Range	39E
Legal Township	61S
Legal Section	12
Legal Subdivision	LARGO CITY
Legal Block	5
Legal Lot Number	1
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1024
Census Tract	972700

Owner

Source: Monroe County records · APN 00509400-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1 ROBERT ST, KEY LARGO, FL 33037-4864
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 01, 1992 · Amount on Record
Deed Sale	Feb 01, 1992 · Amount on Record
Prior Sale	Jun 01, 1982 · Amount on Record
Deed Book / Page	1202 / 279
Last Transfer Date	May 01, 2012
Transfer Doc	0025671720
Record Updated	Jun 08, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1 ROBERT ST, KEY LARGO, FL 33037-4864
Document Number	0028850085
Book / Page	002885 / 000085
Instrument Date	Dec 02, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 ROBERT ST KEY LARGO FL 330374864, KEY LARGO, FL 33037-4864

Mortgage

Document Number	0028850085
Date	Dec 28, 2017
Book Page	002885/000085
Instrument	2148989

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 27, 2032

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$125,226 (+5.99%)	$483,138 (+12.45%) Land $215,375 Building $267,763
2024	$1,469.00 (+7.94%)
2023	$1,361.00 (+3.66%) Homeowner's exemption	$118,153 (+3%)	$429,662 (+14.86%) Land $200,240 Building $229,422
2022	$1,313.00 Homeowner's exemption	$114,712	$374,082 Land $142,031 Building $232,051

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.