1 Riverside Pl, Unit 404, Covington, KY 41011 Property Records

Kenton County property record for 1 Riverside Pl, Unit 404, Covington, KY 41011

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,320 sqft · built 1984
Owner	Trust Name on File
Last Sale	$492,500 (Dec 2018)
Tax Bill	$6,525 (2025)
Deeds & Mortgages	Dec 2018 Loan Modification Dec 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`854-14-12-003.24`

Property Details

APN / Parcel Number

Primary APN	`854-14-12-003.24`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,320 sqft Finished Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Exterior Material	Brick

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	1 RIVERSIDE PL, 404
City	COVINGTON
State	KY
Zip	41011-1786
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	RIVERSIDE TERRACE CONDOS UNIT 404
Legal Subdivision	RIVERSIDE TERRACE
Legal Lot Number	404
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4028
Census Tract	67000

Owner

1 Riverside Pl, Unit 404 is held in a trust since December 2018.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	842 RIVERWATCH DR, CRESCENT SPRINGS, KY 41017-4476
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2018	Loan Modification, Mortgage SYNOVUS BK
Dec 20, 2018	Warranty Deed, Transfer OTHER
Nov 21, 2018	Grant Deed, Mortgage · Line of Credit SYNOVUS BK
Sep 10, 2018	Grant Deed, Mortgage TD BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2018 · Amount on File
Deed Sale	Dec 20, 2018 · Amount on File
Deed Document Number	201812 20 059 00113
Deed Book / Page	6568 / 106
Record Updated	Oct 29, 2026

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	1 RIVERSIDE PL UNIT 404, 404, COVINGTON, KY 41011-1786
Document Number	0000000026
Instrument Date	Dec 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201-404 RIVERSIDE PL COVINGTON KY 410111735, COVINGTON, KY 41011-1735

Mortgage

Document Number	0000000026
Date	Jan 15, 2019
Book Page	0C6582/000121
Instrument	26

Lender

Name	SYNOVUS BK
Type	Bank

Agreement

Amount	Amount on Record

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 20, 2018
Property Address	1 RIVERSIDE PL UNIT 404, 404, COVINGTON, KY 41011-1786
Document Number	0000000113
Book / Page	0C6568 / 000106
Instrument Date	Dec 20, 2018
Instrument	113
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$492.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	842 RIVERWATCH DR CRESCENT SPRINGS KY 410174476, CRESCENT SPRINGS, KY 41017-4476

November 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Nov 21, 2018
Property Address	1 RIVERSIDE PL UNIT 404, 404, COVINGTON, KY 41011-1786
Book / Page	0C6549 / 000101
Instrument Date	Nov 19, 2018
Instrument	8
Transaction Type	Mortgage
Record Updated	Dec 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	412 RIVERSIDE DR COVINGTON KY 410111730, COVINGTON, KY 41011-1730

Mortgage

Document Number	0000000008
Date	Nov 21, 2018
Book Page	0C6549/000101
Instrument	8

Lender

Name	SYNOVUS BK
Type	Bank
Address	201 E MCBEE AVE, GREENVILLE, SC 29601-2883

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Nov 20, 2025

Interest

Rate Type	Adjustable Rate

September 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Sep 10, 2018
Property Address	1 RIVERSIDE PL UNIT 404, 404, COVINGTON, KY 41011-1786
Book / Page	0C6497 / 000266
Instrument Date	Aug 31, 2018
Instrument	66
Transaction Type	Mortgage
Record Updated	Oct 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201-404 RIVERSIDE PL COVINGTON KY 410111735, COVINGTON, KY 41011-1735

Mortgage

Document Number	0000000066
Date	Sep 10, 2018
Book Page	0C6497/000266
Instrument	66

Lender

Name	TD BK NA
Type	Bank
Address	PO BOX 1029, GREENVILLE, SC 29602-1029

Agreement

Amount	Amount on Record
Term	120 Months
Due	Sep 9, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 1 Riverside Pl, Unit 404 was $6,525.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$528,000 (+7.21%) Building $528,000	$528,000 (+7.21%) Building $528,000
2025	$6,525.00	$492,500 Building $492,500	$492,500 Building $492,500
2023	$6,560.00	$492,500 Building $492,500	$492,500 Building $492,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Riverside Pl, Unit 404 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 individual policies
Nearby Flood Policies	104 units insured incl. 82 condo units
Nearby Flood Claims	9 (1997–2025)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Riverside Pl, Unit 404 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Verizon.

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