Kenton County property record for 1 Riverside Pl, Unit 305, Covington, KY 41011
| Property Type | Condominium |
|---|---|
| Details | 1 bd · 1 ba · 1,011 sqft · built 1984 |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Sep 2006) |
| Tax Bill | $2,699 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 854-14-12-003.20 |
| Primary APN | 854-14-12-003.20 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,011 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 1 RIVERSIDE PL, 305 |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-1766 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | RIVERSIDE TERRACE CONDOS UNIT 305 |
| Legal Subdivision | RIVERSIDE TERRACE |
| Legal Lot Number | 305 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 67000 |
1 Riverside Pl, Unit 305 is owned and occupied by an individual who bought it in September 2006.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1 RIVERSIDE PL, 305, COVINGTON, KY 41011-1766 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2006 · Amount on File |
| Deed Sale | Sep 1, 2006 · Amount on File |
| Prior Sale | Jan 8, 1998 · Amount on File |
| Deed Document Number | 200609 01 059 00200 |
| Deed Book / Page | 3130 / 150 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1 RIVERSIDE PL UNIT 305, 305, COVINGTON, KY 41011-1766 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0005900243 |
|---|---|
| Date | Aug 5, 2022 |
| Book Page | 395/248 |
| Instrument | 22080505900243 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 116 Months |
| Due | Apr 8, 2032 |
The 2025 property tax bill for 1 Riverside Pl, Unit 305 was $2,699 with a homeowner's exemption.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $254,800 (+0.79%) Building $254,800 | $254,800 (+0.79%) Building $254,800 | |
| 2025 | $2,699.00 Homeowner's exemption | $252,800 Building $252,800 | $252,800 Building $252,800 |
| 2023 | $2,749.00 Homeowner's exemption | $252,800 Building $252,800 | $252,800 Building $252,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1 Riverside Pl, Unit 305 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 individual policies |
| Nearby Flood Policies | 104 units insured incl. 82 condo units |
| Nearby Flood Claims | 9 (1997–2025) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 Riverside Pl, Unit 305 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: altafiber Network Solutions, Verizon.
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