1 Riverside Pl, Unit 206, Covington, KY 41011 Property Records

Kenton County property record for 1 Riverside Pl, Unit 206, Covington, KY 41011

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,424 sqft · built 1984
Owner	2 Individual Names on File
Last Sale	$695,000 (Dec 2020)
Tax Bill	$9,208 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`854-14-12-003.10`

Property Details

APN / Parcel Number

Primary APN	`854-14-12-003.10`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,424 sqft Finished Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Exterior Material	Brick

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	1 RIVERSIDE PL, 206
City	COVINGTON
State	KY
Zip	41011-1765
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	RIVERSIDE TERRACE CONDOS UNIT 206
Legal Subdivision	RIVERSIDE TERRACE
Legal Lot Number	206
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4028
Census Tract	67000

Owner

1 Riverside Pl, Unit 206 is owned and occupied by two individuals who bought it in December 2020.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 RIVERSIDE PL, 206, COVINGTON, KY 41011-1765
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2020 · Amount on File
Deed Sale	Dec 28, 2020 · Amount on File
Prior Sale	Jul 26, 2007 · Amount on File
Deed Document Number	202012282
Deed Book / Page	62 / 531
Prior Transfer Date	Jun 23, 2016
Prior Transfer Doc	0000000163
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 28, 2020
Property Address	1 RIVERSIDE PL UNIT 206, 206, COVINGTON, KY 41011-1765
Document Number	0000000002
Book / Page	000062 / 000531
Instrument Date	Dec 21, 2020
Instrument	2
Transaction Type	Transfer
Record Updated	Jan 22, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$695.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1 RIVERSIDE PL #206 COVINGTON KY 410111765, 206, COVINGTON, KY 41011-1765

Mortgage

Document Number	3
Date	Dec 28, 2020
Book Page	00M145/000732
Instrument	3

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1 Riverside Pl, Unit 206 was $9,208.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$695,000 (-) Building $695,000	$695,000 (-) Building $695,000
2025	$9,208.00	$695,000 Building $695,000	$695,000 Building $695,000
2023	$9,257.00	$695,000 Building $695,000	$695,000 Building $695,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Riverside Pl, Unit 206 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 individual policies
Nearby Flood Policies	104 units insured incl. 82 condo units
Nearby Flood Claims	9 (1997–2025)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Riverside Pl, Unit 206 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Verizon.

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