1 River St, Franklin, NH 03235 Property Records

Merrimack County and Franklin City property record for 1 River St, Franklin, NH 03235

Property Summary

Property Type	Apartments (5+ Units)
Details	20 bd · 20 ba · 26,237 sqft · built 1864
Lot Size	0.926 acres (40,337 sqft)
Owner	2 Individual Names on File
Tax Bill	$37,510 (2025)
Deeds & Mortgages	May 2026 Transfer Jul 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`FRKN M:117 B:256 L`

Property Details

APN / Parcel Number

Primary APN	`FRKN M:117 B:256 L`

Interior

Bedrooms	20 Beds
Full Baths	20 Baths
Units	22 Units
Stories	2 Stories
Building Area	26,237 sqft Living Area
Gross Area	36,740 sqft

Exterior

Year Built	Built 1864
Effective Year Built	Effective 1864
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,337 sqft (0.926 acres)
View / Lot	Waterfront
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	1 RIVER ST
City	FRANKLIN
State	NH
Zip	03235-1764
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	B2
Legal Block	256
Jurisdiction	FRANKLIN CITY NH
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2004
Census Tract	43001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Franklin Falls Historic District listed 1982 · 92 contributing resources · NRIS 82001691

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1 River St, a residential property, is owned and occupied by two individuals who acquired it in May 2026.

Source: Merrimack County and Franklin City records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 RIVER ST, FRANKLIN, NH 03235-1764
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Quit Claim Deed, Transfer Quitclaim
Jul 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FRANKLIN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 23, 2026
Transfer Doc	0000008183
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN CITY NH
Recording Date	May 26, 2026
Property Address	1 RIVER ST, FRANKLIN, NH 03235-1764
Document Number	0000008183
Book / Page	3930 / 2335
Instrument Date	May 23, 2026
Instrument	20268183
Transaction Type	Transfer
Record Updated	Aug 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1 RIVER ST, FRANKLIN, NH 03235-1764

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY NH
Property Address	1 RIVER ST, FRANKLIN, NH 03235-1764
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013177
Date	Jul 6, 2022
Book Page	3798/643
Instrument	202200013177

Lender

Name	FRANKLIN SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1 River St was $37,510.

Source: Merrimack County and Franklin City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Franklin City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$37,510.00	$2,127,600 Land $408,300 Building $1,719,300
2022	$35,009.00	$1,435,400 Land $199,000 Building $1,236,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1 River St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 River St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER WORKS serves 7,200 people · EPA ID NH0851010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Fidium Fiber, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River St

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