Middlesex County and Acton Town property record for 1 River St, Acton, MA 01720 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1890 |
| Square Footage | 2,457 sqft Living Area |
| Lot Size | 10,800 sqft (0.248 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $560,000 (2016) |
| Tax Bill | $11,585.00 (2025) |
Source: Middlesex County and Acton Town records · APN ACTO M:00H3A B:0023 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1 RIVER ST, ACTON, MA 01720-3602 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 24, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance CARDINAL FINANCIAL COMPANY LP |
| Apr 10, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance GUARANTY HOME MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 02, 2016 · Amount on Record |
| Deed Sale | May 02, 2016 · Amount on Record |
| Prior Sale | Jun 25, 2004 · Amount on Record |
| Deed Book / Page | 67183 / 439 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 1 RIVER ST, ACTON, MA 01720-3602 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 077320-190 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 77320/190 |
| Instrument | 65804 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 1 RIVER ST, ACTON, MA 01720-3602 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74444-444 |
|---|---|
| Date | Apr 10, 2020 |
| Book Page | 74444/444 |
| Instrument | 53241 |
| Name | GUARANTY HOME MORTGAGE |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,585.00 (+2.88%) | $675,500 (-) Land $265,500 Building $410,000 | $850,155 (+1.34%) |
| 2024 | $11,261.00 (+0.73%) | $675,500 (+6.11%) Land $265,500 Building $410,000 | $838,945 |
| 2023 | $11,179.00 | $636,600 Land $241,400 Building $395,200 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 6% of the US · above 14% of Massachusetts |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | ACTO M:00H3A B:0023 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,457 sqft Living Area |
| Gross Area | 4,720 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Historical Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 10,800 sqft (0.248 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Street Address | 1 RIVER ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-3602 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 23 |
| Jurisdiction | ACTON MA |
| Minor Civil Division | ACTON |
| Census Blockgroup | 1 |
| Census Block | 1016 |
| Census Tract | 363104 |
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