Middlesex County and Pepperell Town property record for 1 River Rd, Pepperell, MA 01463
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 8 bd · 4 ba · 2,826 sqft · built 1880 |
| Lot Size | 0.667 acres (29,059 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $694,000 (Feb 2022) |
| Tax Bill | $9,720 (2025) |
| Deeds & Mortgages | Jul 2025 Line of Credit Dec 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PEPP M:0023 B:0148 L:00000 |
| Primary APN | PEPP M:0023 B:0148 L:00000 |
|---|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 18 Rooms |
| Units | 8 Units |
| Stories | 2 Stories |
| Building Area | 2,826 sqft Living Area |
| Gross Area | 5,722 sqft |
| Basement Area | 1,355 sqft |
| Unfinished Basement | 1,355 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 29,059 sqft (0.667 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1 RIVER RD |
|---|---|
| City | PEPPERELL |
| State | MA |
| Zip | 01463-1667 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | TNR |
| Legal Block | 148 |
| Jurisdiction | PEPPERELL MA |
| Township / Civil Division | PEPPERELL |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 327103 |
Source: Middlesex County and Pepperell Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1 RIVER RD, PEPPERELL, MA 01463-1667 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Dec 27, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Feb 16, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE |
| Mar 30, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2022 · Amount on Record |
| Deed Sale | Feb 16, 2022 · Amount on Record |
| Prior Sale | Jan 6, 2005 · Amount on Record |
| Deed Book / Page | 79698 / 359 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 1 RIVER RD, PEPPERELL, MA 01463-1667 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 084428-544 |
|---|---|
| Date | Jul 30, 2025 |
| Book Page | 84428/544 |
| Instrument | 89979 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 1 RIVER RD, PEPPERELL, MA 01463-1667 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0082346-52 |
|---|---|
| Date | Dec 27, 2023 |
| Book Page | 82346/52 |
| Instrument | 147106 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Recording Date | Feb 16, 2022 |
| Property Address | 1 RIVER RD, PEPPERELL, MA 01463-1667 |
| Document Number | 079698-359 |
| Book / Page | 79698 / 359 |
| Instrument Date | Feb 16, 2022 |
| Instrument | 25571 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1 RIVER RD, PEPPERELL, MA 01463-1667 |
| Document Number | 0000025572 |
|---|---|
| Date | Feb 16, 2022 |
| Instrument | 25572 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Recording Date | Mar 30, 2021 |
| Property Address | 1 RIVER RD, PEPPERELL, MA 01463-1667 |
| Document Number | 077375-350 |
| Book / Page | 77375 / 350 |
| Instrument Date | Feb 11, 2021 |
| Instrument | 70875 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 BEAVER CREEK CIR, PEPPERELL, MA 01463-1492 |
Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Pepperell Town |
| Unified School District | North Middlesex School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,720.00 (+3.98%) | $664,400 (+2%) Land $158,600 Building $505,800 |
| 2024 | $9,348.00 (+2.48%) | $651,400 (+8.12%) Land $145,600 Building $505,800 |
| 2023 | $9,122.00 | $602,500 Land $123,000 Building $479,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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