1 Ridgegate Dr, Saint Louis, MO 63132 Property Records

St. Louis County property record for 1 Ridgegate Dr, Saint Louis, MO 63132

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,904 sqft · built 1960
Lot Size	0.484 acres (21,061 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,315 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17L-13-0045`

Property Details

APN / Parcel Number

Primary APN	`17L-13-0045`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,904 sqft Living Area
Gross Area	4,660 sqft
1st Floor Area	1,960 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Level
Exterior Material	Brick
Foundation Type	Raised
Lot Area	21,061 sqft (0.484 acres)
Lot Dimensions	198 ft deep x 149 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	204 sqft
Patio Area	360 sqft
Poultry House	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1 RIDGEGATE DR
City	SAINT LOUIS
State	MO
Zip	63132-4117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	42SR
Legal Description	BONHOMME HEIGHTS LOT 1
Legal Subdivision	BONHOMME HEIGHTS
Legal Lot Number	1
Jurisdiction	ST LOUIS MO
Township / Civil Division	CREVE COEUR
Census Block Group	4
Census Block	4004
Census Tract	215500

Owner

1 Ridgegate Dr is owned and occupied by two individuals who acquired it in October 2012.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 RIDGEGATE DR, SAINT LOUIS, MO 63132-4117
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2012
Deed Sale	Oct 25, 2012
Prior Sale	Jul 2, 2012 · Amount on File
Deed Document Number	2012858
Deed Book / Page	20217 / 1852
Prior Transfer Date	Aug 22, 2002
Prior Transfer Doc	0000000491
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1 RIDGEGATE DR, SAINT LOUIS, MO 63132-4117
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 RIDGEGATE DR, SAINT LOUIS, MO 63132-4117

Mortgage

Document Number	0248642293
Date	May 17, 2021
Book Page	24864/2293
Instrument	2021051700357

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1 Ridgegate Dr was $7,315, down 0.3% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Olivette City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,220 (-) Land $78,760 Building $28,460	$564,300 (-) Land $414,500 Building $149,800
2025	$7,315.00 (-0.27%)	$107,220 Land $78,760 Building $28,460	$564,300 Land $414,500 Building $149,800
2024	$7,335.00 (-1.12%)
2023	$7,418.00 (+24.55%)	$104,270 (+28.03%) Land $57,190 Building $47,080	$548,800 Land $301,000 Building $247,800
2022	$5,956.00	$81,440 Land $46,780 Building $34,660
2021			$428,600 Land $246,200 Building $182,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1 Ridgegate Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1994–2022)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Ridgegate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20