Ontario County and Geneva City property record for 1 Richards Ave, Geneva, NY 14456
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,144 sqft · built 1890 |
| Lot Size | 0.024 acres (1,080 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $895 (2026) |
| Deeds & Mortgages | Jun 2006 Mortgage Oct 2008 Mortgage + 1 more |
| APN | 320500 104.34-1-12 |
| Primary APN | 320500 104.34-1-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 572 sqft |
| 2nd Floor Area | 572 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,080 sqft (0.024 acres) |
| Lot Dimensions | 30 ft deep x 36 ft wide |
| Porch | Slab |
| Porch Area | 115 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01101050 |
|---|---|
| Street Address | 1 RICHARDS AVE |
| City | GENEVA |
| State | NY |
| Zip | 14456-1632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Block | 1 |
| Legal Lot Number | 12.000 |
| Jurisdiction | ONTARIO NY |
| Township / Civil Division | GENEVA |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 51801 |
1 Richards Ave is owned and occupied by an individual who acquired it in December 2004.
Source: Ontario County and Geneva City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1 RICHARDS AVE, GENEVA, NY 14456-1632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2006 | Deed of Trust, Mortgage FINGER LAKES FEDERAL CREDIT UNION |
| Oct 21, 2008 | Deed of Trust, Mortgage FINGER LAKES FEDERAL CREDIT UNION |
| Oct 15, 2013 | Deed of Trust, Mortgage FINGER LAKES FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 21, 2004 |
| Transfer Doc | 1133000585 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONTARIO NY |
| Property Address | 1 RICHARDS AVE, GENEVA, NY 14456-1632 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000001837/0000000814 |
|---|---|
| Date | Jun 15, 2006 |
| Book Page | 0000001837/0000000814 |
| Instrument | 200606150074 |
| Name | FINGER LAKES FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 43 Months |
| Due | Jan 1, 2010 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONTARIO NY |
| Property Address | 1 RICHARDS AVE, GENEVA, NY 14456-1632 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000002034/0000000072 |
|---|---|
| Date | Oct 21, 2008 |
| Book Page | 0000002034/0000000072 |
| Instrument | 200810210136 |
| Name | FINGER LAKES FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 135 Months |
| Due | Jan 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONTARIO NY |
| Property Address | 1 RICHARDS AVE, GENEVA, NY 14456-1632 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000002507/0000000059 |
|---|---|
| Date | Oct 15, 2013 |
| Book Page | 0000002507/0000000059 |
| Name | FINGER LAKES FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 171 Months |
| Due | Jan 1, 2028 |
The 2026 property tax bill for 1 Richards Ave was $895 with exemptions applied, down 49.8% from the year before.
Source: Ontario County and Geneva City assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ontario County |
| Municipality | Geneva City |
| Unified School District | Geneva City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $895.00 (-49.78%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $1,782.00 | $60,000 Land $2,000 Building $58,000 | $65,217 Land $2,174 Building $63,043 |
| 2023 | $47,000 Land $2,000 Building $45,000 | $60,256 Land $2,564 Building $57,692 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1 Richards Ave; there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 Richards Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA CITY serves 13,334 people · EPA ID NY3401156 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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