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1 Renea Cv, Destin, FL 32541 Property Records

Okaloosa County property record for 1 Renea Cv, Destin, FL 32541 · Last verified December 2025

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,408 sqft · built 2023
OwnerIndividual Name on File
Last Sale$405,000 (Jul 2025)
Tax Bill$4,141 (2025)
Deeds & MortgagesJul 2025 Sale & Mortgage
Apr 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-001-157-4326-2

Property Details

APN / Parcel Number

Primary APNC56-001-157-4326-2
Alternative APN
  • 00-2S-22-4000-000A-0010

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,408 sqft Heated Area
Gross Area1,750 sqft
FlooringConcrete/Cement
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2023
Exterior MaterialFiber Cement Siding
Roof TypeCathedral/Clerestory
Roof MaterialWood
Garage TypeFinished
PorchOpen Porch
Porch Area91 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1 RENEA CV
CityDESTIN
StateFL
Zip32541-2467
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionHARBOR PLACE T/H LOT 1 BLK A
Legal SubdivisionHARBOR PLACE T/H
Legal BlockA
Legal Lot Number1
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2002
Census Tract23307

Owner

Source: Okaloosa County records · APN C56-001-157-4326-2

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1 RENEA CV # 1A, 1A, DESTIN, FL 32541-2467
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2025Warranty Deed, Transfer · VA Mortgage
NBKC BANK
Apr 10, 2023Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 08, 2025 · Amount on Record
Deed SaleJul 08, 2025 · Amount on Record
Prior SaleApr 10, 2023 · Amount on Record
Deed Document Number3762821
Record UpdatedJun 08, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 08, 2025
Property Address1 RENEA CV, DESTIN, FL 32541-2467
Document Number0003762821
Map ReferenceMB 30 PG 36
Instrument DateJul 07, 2025
Instrument3762821
Transaction TypeTransfer
Record UpdatedAug 04, 2025
Title CompanyWAYPOINT TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,835.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address502 GULF SHORE DR # DR102, DR102, DESTIN, FL 32541-5076

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 RENEA CV # 1A, 1A, DESTIN, FL 32541-2467

Mortgage

Document Number0003762822
DateJul 08, 2025
Instrument3762822
Lender
NameNBKC BANK
TypeBank
AddressKANSAS CITY, MO 64114
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2055

April 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOKALOOSA FL
Recording DateApr 10, 2023
Property Address1 RENEA CV, DESTIN, FL 32541-2467
Document Number0036693516
Book / Page3669 / 3516
Map ReferenceMB 30 PG 36
Instrument DateMar 31, 2023
Instrument3616426
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 13, 2024
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,024.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14251 PANAMA CITY BEACH PKWY, PANAMA CITY BEACH, FL 32413-2820

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 RENEA CV, DESTIN, FL 32541-2467

Mortgage

Document Number0036693517
DateApr 10, 2023
Instrument3669/3517
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2053

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,141.00 (+1,95%)$349,673 (+1,959.81%) Land $50,000 Building $299,673$349,673 (+1,959.81%) Land $50,000 Building $299,673
2023$202.00 (-0.98%)$16,976 (-) Land $16,976$16,976 (-) Land $16,976
2022$204.00$16,976 Land $16,976$16,976 Land $16,976

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 21 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 478 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 35
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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