1 Rd Hole, Williamsburg, VA 23188 Property Records

James City County property record for 1 Rd Hole, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,204 sqft · built 1992
Lot Size	0.455 acres (19,820 sqft)
Owner	2 Individual Names on File
Last Sale	$424,000 (Jun 2017)
Tax Bill	$5,526 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-1 02-0-0232`

Property Details

APN / Parcel Number

Primary APN	`37-1 02-0-0232`
Alternative APN	`19643`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,204 sqft Living Area
Basement Area	2,204 sqft
Finished Basement	1,564 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Fiberglass
Lot Area	19,820 sqft (0.455 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	140 sqft
Deck Area	420 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	19643
Street Address	1 ROAD HOLE
City	WILLIAMSBURG
State	VA
Zip	23188-7447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDENTIAL PLANNED CO
Legal Description	L-232 S-2 FORD'S COLONY
Legal Subdivision	FORDS COLONY
Legal Lot Number	232
Jurisdiction	JAMES CITY VA
Township / Civil Division	POWHATAN
Census Block Group	2
Census Block	2000
Census Tract	80207

Owner

1 Rd Hole is owned and occupied by two individuals who acquired it in May 2019.

Source: James City County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1 ROAD HOLE, WILLIAMSBURG, VA 23188-7447
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG
May 14, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 14, 2017	Grant Deed, Transfer · Conventional Mortgage FIDELITY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2017 · Amount on File
Deed Sale	Jun 14, 2017 · Amount on File
Prior Sale	Jun 14, 2017 · Amount on File
Deed Document Number	0000012242
Last Transfer Date	May 14, 2019
Transfer Doc	0000006942
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	1 ROAD HOLE, WILLIAMSBURG, VA 23188-7447
Document Number	0000017926
Instrument Date	Jul 28, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 ROAD HOLE WILLIAMSBURG VA 231887447, WILLIAMSBURG, VA 23188-7447

Mortgage

Document Number	0000017926
Date	Oct 23, 2020
Instrument	17926

Lender

Name	FINANCE OF AMERICA MTG

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2050

Interest

Rate Type	Fixed Rate

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	May 14, 2019
Property Address	1 ROAD HOLE, WILLIAMSBURG, VA 23188-7447
Document Number	0000006942
Instrument Date	May 13, 2019
Instrument	6942
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 ROAD HOLE WILLIAMSBURG VA 231887447, WILLIAMSBURG, VA 23188-7447

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jun 14, 2017
Property Address	1 ROAD HOLE, WILLIAMSBURG, VA 23188-7447
Document Number	0000012242
Instrument Date	Jun 8, 2017
Instrument	12242
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1 ROAD HOLE WILLIAMSBURG VA 231887447, WILLIAMSBURG, VA 23188-7447

Mortgage

Document Number	12243
Date	Jun 14, 2017
Instrument	12243

Lender

Name	FIDELITY BK
Type	Bank
Address	ATLANTA, GA 30329

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1 Rd Hole was $5,526, up 6.4% from the year before.

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,526.00 (+6.41%)	$665,800 Land $220,000 Building $445,800	$665,800 Land $220,000 Building $445,800
2024	$5,193.00 (+17.28%)
2023	$4,428.00	$533,500 Land $160,500 Building $373,000	$533,500 Land $160,500 Building $373,000
2022	$4,428.00
2019	$4,053.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Rd Hole in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Rd Hole is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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