1 Ramsdell Ct, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 1 Ramsdell Ct, Gaithersburg, MD 20878

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,480 sqft · built 1972
Lot Size	0.077 acres (3,360 sqft)
Owner	2 Individual Names on Record
Last Sale	$343,000 (Jun 2019)
Tax Bill	$5,442 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00838210`

Property Details

APN / Parcel Number

Primary APN	`09-00838210`
Alternative APN	`00838210`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,480 sqft Living Area
1st Floor Area	840 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,360 sqft (0.077 acres)
Garage Type	Carport
Carport	Carport
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00838210
Street Address	1 RAMSDELL CT
City	GAITHERSBURG
State	MD
Zip	20878-1043
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RPT
Legal Description	ECHO DALE
Legal Subdivision	ECHO DALE
Legal Block	2
Legal Lot Number	1
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1003
Census Tract	700706

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 RAMSDALE CT, GAITHERSBURG, MD 20878
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · VA Mortgage HOMESPIRE MORTGAGE CORP
Jun 20, 2019	Grant Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2019 · Amount on Record
Deed Sale	Jun 20, 2019 · Amount on Record
Prior Sale	Jun 7, 2007 · Amount on Record
Deed Book / Page	57748 / 472
Prior Transfer Date	Oct 4, 2013
Prior Transfer Doc	0478300086
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1 RAMSDELL CT, GAITHERSBURG, MD 20878-1043
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	PINNACLE SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 RAMSDELL CT, GAITHERSBURG, MD 20878-1043

Mortgage

Document Number	0611500419
Date	Nov 20, 2020
Book Page	61150/419

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 20, 2019
Property Address	1 RAMSDELL CT, GAITHERSBURG, MD 20878-1043
Document Number	0577480472
Book / Page	057748 / 000472
Instrument Date	Jun 14, 2019
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	KENSINGTON REALTY TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$343.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1 RAMSDELL CT GAITHERSBURG MD 208781043, GAITHERSBURG, MD 20878-1043

Mortgage

Document Number	577480478
Date	Jun 20, 2019
Book Page	057748/000478

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$419,200 (+7.29%) Land $150,000 Building $269,200	$419,200 (-) Land $150,000 Building $269,200
2025	$5,442.00 (+8.51%)	$390,700 (+17.08%)	$419,200 (+25.62%) Land $150,000 Building $269,200
2024	$5,015.00 (+40.83%)
2023		$333,700 Land $120,000 Building $213,700	$333,700 Land $120,000 Building $213,700
2022	$3,561.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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