1 Rainier Ct, Elgin, SC 29045 Property Records

Kershaw County property record for 1 Rainier Ct, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3,164 sqft · built 2021
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual on Record
Last Sale	$320,000 (Sep 2025)
Tax Bill	$1,458 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`360-00-00-047-SKS`

Property Details

APN / Parcel Number

Primary APN	`360-00-00-047-SKS`
Alternative APN	`2420`

Interior

Stories	2 Stories
Building Area	3,164 sqft Gross Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Vinyl
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)

Location & Zoning

Account Number	2420
Street Address	1 RAINIER CT
City	ELGIN
State	SC
Zip	29045-8465
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOVE FIELD SUBDIV PHASE 2 LOT 47
Legal Subdivision	DOVE FIELD SUBDIV
Legal Phase	2
Legal Lot Number	47
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1006
Census Tract	970908

Owner

Source: Kershaw County assessment roll, as of November 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	1 RAINIER CT, ELGIN, SC 29045-8465
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2025 · Amount on Record
Deed Sale	Sep 16, 2025 · Amount on Record
Deed Document Number	20257727
Deed Book / Page	5428 / 165
Record Updated	Sep 20, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	KERSHAW SC
Recording Date	Sep 16, 2025
Property Address	1 RAINIER CT, ELGIN, SC 29045-8465
Document Number	0020257727
Book / Page	5428 / 165
Instrument Date	Sep 15, 2025
Instrument	2025-7727
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$832.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 RAINIER CT, ELGIN, SC 29045-8465

Mortgage

Document Number	0020257728
Date	Sep 16, 2025
Instrument	2025-7728

Lender

Name	FIRST PALMETTO BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Oct 1, 2056

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,458.00	$235,200 (-) Land $45,000 Building $190,200	$235,200 (-)
2024	$1,458.00 (+18.73%)	$235,200 (-) Land $45,000 Building $190,200	$235,200 (-)
2023	$1,228.00	$235,200 Land $45,000 Building $190,200	$235,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20