1 Puerto Caravaca, San Clemente, CA 92672 Property Records

Orange County property record for 1 Puerto Caravaca, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,354 sqft · built 1986
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on File
Tax Bill	$6,769 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`688-092-46`

Property Details

APN / Parcel Number

Primary APN	`688-092-46`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,354 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	4,500 sqft (0.103 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	1 PUERTO CARAVACA
City	SAN CLEMENTE
State	CA
Zip	92672-6054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12426 BLK LOT 9
Legal Subdivision	TRACT NO 12426
Legal Tract	12426
Legal Lot Number	9
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2000
Census Tract	42109

Owner

1 Puerto Caravaca is owned and occupied by an individual who acquired it in November 2015.

Source: Orange County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	1 PUERTO CARAVACA, SAN CLEMENTE, CA 92672-6054
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2018	Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL INC
Nov 17, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2015
Deed Sale	Nov 18, 2015
Prior Sale	Nov 18, 2008 · Amount on File
Deed Document Number	2015593205
Prior Transfer Date	Nov 7, 2015
Prior Transfer Doc	0000593205
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1 PUERTO CARAVACA, SAN CLEMENTE, CA 92672-6054
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000326681
Date	Sep 6, 2018
Instrument	2018000326681

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1 PUERTO CARAVACA, SAN CLEMENTE, CA 92672-6054
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 PUERTO CARAVACA, SAN CLEMENTE, CA 92672-6054

Mortgage

Document Number	0000704272
Date	Nov 17, 2021
Instrument	2021000704272

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1 Puerto Caravaca was $6,769 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$689,590 (+2%) Land $499,624 Building $189,966
2025	$6,769.00 Homeowner's exemption	$676,069 Land $489,827 Building $186,242
2023	$6,513.00 (+1.96%) Homeowner's exemption	$649,817 Land $470,806 Building $179,011
2022	$6,388.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1 Puerto Caravaca in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Puerto Caravaca is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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