1 Prospect St, Peapack, NJ 07977 Property Records

Somerset County and Peapack And Gladstone Borough property record for 1 Prospect St, Peapack, NJ 07977

Property Summary

Property TypeSingle Family Home
Details2,406 sqft · built 1964
Lot Size0.94 acres (40,946 sqft)
OwnerCompany Name on Record
Last Sale$292,500 (Oct 1992)
Tax Bill$11,717 (2025)
Deeds & MortgagesApr 2023 Second Mortgage
Flood ZoneZone X (minimal risk)
APN15-00024-0000-00010

Property Details

APN / Parcel Number

Primary APN15-00024-0000-00010
Alternative APN
  • 150002400010

Interior

Stories2 Stories
Building Area2,406 sqft Living Area

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Construction TypeFrame
Lot Area40,946 sqft (0.94 acres)
Lot Dimensions189 ft deep x 205 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1 PROSPECT ST
CityBERNARDSVILLE
StateNJ
Zip07924-2435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR18
Legal DescriptionADDITIONAL LOTS: L11
Legal Block24
Legal Lot Number10
JurisdictionSOMERSET NJ
Township / Civil DivisionPEAPACK AND GLADSTONE
Census Block Group2
Census Block2017
Census Tract52800

Owner

Source: Somerset County and Peapack And Gladstone Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 429, PEAPACK, NJ 07977-0429
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 8, 1992 · Amount on Record
Deed SaleOct 8, 1992 · Amount on Record
Prior SaleAug 17, 1992
Deed Book / Page1877 / 152
Last Transfer DateFeb 15, 2013
Transfer Doc0000010066
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address1 PROSPECT ST, PEAPACK, NJ 07977-5026
Transaction TypeMortgage
Record UpdatedApr 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009497
DateApr 17, 2023
Book Page7501/2518
Instrument2023009497
Lender
NameFIRST ATLANTIC FCU
TypeCredit Union
AddressEATONTOWN, NJ 07724
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueApr 17, 2038

Tax Assessment & Valuation

Source: Somerset County and Peapack And Gladstone Borough assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
MunicipalityPeapack And Gladstone Borough
Unified School DistrictSomerset Hills Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$792,100 (+6.61%) Land $402,000 Building $390,100$792,100 (+6.61%) Land $402,000 Building $390,100
2025$11,717.00 (+0.33%)$743,000 (+14.59%) Land $379,200 Building $363,800$743,000 (+14.59%) Land $379,200 Building $363,800
2024$11,679.00 (+2.53%)
2023$648,400 Land $333,900 Building $314,500$648,400 Land $333,900 Building $314,500
2022$11,391.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims11 (1984–2021)
Claims Outside the SFHA1 of 11
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Prospect St

Nearby Streets

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