1 Pressley St, Toccoa, GA 30577 Property Records

Stephens County property record for 1 Pressley St, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,173 sqft · built 1917
Lot Size	4.3 acres (187,308 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Dec 1994)
Tax Bill	$1,177 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`T01 010`

Property Details

APN / Parcel Number

Primary APN	`T01 010`
Alternative APN	`619350`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,173 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	187,308 sqft (4.3 acres)
Terrain	Gentle Slope
Garage Type	Carport
Garage Area	299 sqft
Carport	Carport
Carport Area	299 sqft

Exterior Amenities

Deck Area	120 sqft
Patio Area	144 sqft
Utility Building	392 sqft
Pole Barn	200 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	619350
Street Address	1 PRESSLEY ST
City	TOCCOA
State	GA
Zip	30577-6400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	PRESSLEY ST LOT
Legal Subdivision	0100 - PRIMARY - AC
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1006
Census Tract	970101

Owner

1 Pressley St is owned and occupied by an individual who bought it in December 1994.

Source: Stephens County records, as of March 12, 2026

Owner of Record	Individual Name on File
Mailing Address	1 PRESSLEY ST, TOCCOA, GA 30577-6400
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage NORTH GEORGIA CREDIT UNION
Aug 27, 2019	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 24, 1994 · Amount on File
Deed Sale	Dec 24, 1994 · Amount on File
Prior Sale	Sep 1, 1992
Deed Book / Page	320 / 167
Prior Transfer Date	Sep 1, 1989
Prior Transfer Doc	0224000288
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	1 PRESSLEY ST, TOCCOA, GA 30577-6400
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 PRESSLEY ST, TOCCOA, GA 30577-6400

Mortgage

Document Number	0014220000000480
Date	Sep 17, 2025
Book Page	0000001422/0000000480
Instrument	2025002911

Lender

Name	NORTH GEORGIA CREDIT UNION

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2040

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	1 PRESSLEY ST, TOCCOA, GA 30577-6400
Document Number	0011880383
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	DOCUMENT RECORDING SERVICES, DOCUMENT RECORDING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 PRESSLEY ST TOCCOA GA 305776400, TOCCOA, GA 30577-6400

Mortgage

Document Number	0011880383
Date	Sep 13, 2019
Book Page	001188/000383

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 12, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1 Pressley St was $1,177 with exemptions applied.

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,177.00 Homeowner's exemption Senior Citizen's exemption	$74,236 Land $7,460 Building $66,776	$185,591 Land $18,650 Building $166,941
2023	$1,648.00 (+52.73%) Homeowner's exemption	$48,294 (+58.26%) Land $7,460 Building $40,834	$120,736 (+58.26%) Land $18,650 Building $102,086
2022	$1,079.00 Homeowner's exemption	$30,516 Land $7,460 Building $23,056	$76,289 Land $18,650 Building $57,639

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Pressley St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Pressley St is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50

May also be available: Windstream.

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