St. Charles County property record for 1 Prescott Ct, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,406 sqft · built 2003 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $269,000 (Jun 2017) |
| Tax Bill | $4,576 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jul 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A972002360 |
| Primary APN | A972002360 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,406 sqft Living Area |
| Gross Area | 4,120 sqft |
| 1st Floor Area | 1,272 sqft |
| Basement Area | 1,230 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 205 sqft |
| Patio Area | 240 sqft |
| Account Number | A972002360 |
|---|---|
| Street Address | 1 PRESCOTT CT |
| City | O FALLON |
| State | MO |
| Zip | 63366-5545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRIGHTON PT #1 LOT 66 |
| Legal Subdivision | BRIGHTON PT #1 |
| Legal Lot Number | 66 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 311737 |
1 Prescott Ct is owned and occupied by two individuals who bought it in June 2017.
Source: St. Charles County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 PRESCOTT CT, O FALLON, MO 63366-5545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2026 | Deed of Trust, Mortgage · Line of Credit NEIGHBORS CU |
| Jul 19, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Nov 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION |
| Jun 20, 2017 | Warranty Deed, Transfer · FHA Mortgage CORNERSTONE MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2017 · Amount on File |
| Deed Sale | Jun 20, 2017 · Amount on File |
| Prior Sale | Apr 22, 2014 · Amount on File |
| Deed Document Number | 2017377500 |
| Deed Book / Page | 6762 / 699 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1 PRESCOTT CT, O FALLON, MO 63366-5545 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Title Company | OLD REPUBLIC TITLE, ORT |
| Name | Verified Name |
|---|---|
| Address | 1 PRESCOTT CT, O FALLON, MO 63366-5545 |
| Document Number | 0000009821 |
|---|---|
| Date | Mar 3, 2026 |
| Instrument | 2026R-009821 |
| Name | NEIGHBORS CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 2, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1 PRESCOTT CT, O FALLON, MO 63366-5545 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1 PRESCOTT CT, O FALLON, MO 63366-5545 |
| Document Number | 0000028839 |
|---|---|
| Date | Jul 19, 2023 |
| Instrument | 2023R-028839 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 5, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1 PRESCOTT CT, O FALLON, MO 63366-5545 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1 PRESCOTT CT, O FALLON, MO 63366-5545 |
| Document Number | 2021R093844 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 2021R-093844 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 20, 2017 |
| Property Address | 1 PRESCOTT CT, O FALLON, MO 63366-5545 |
| Document Number | 0067620699 |
| Book / Page | 6762 / 0699 |
| Map Reference | MB 34 PG 37 |
| Instrument Date | Jun 15, 2017 |
| Instrument | 20170620000377500 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | US TITLE CORPORATION AND O |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1 PRESCOTT CT, O FALLON, MO 63366-5545 |
| Document Number | 20170620000377510 |
|---|---|
| Date | Jun 20, 2017 |
| Instrument | 20170620000377510 |
| Name | CORNERSTONE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
The 2025 property tax bill for 1 Prescott Ct was $4,576.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $71,334 (-) | $375,441 (-) Land $60,000 Building $315,441 | |
| 2025 | $4,576.00 | $71,334 | $375,441 Land $60,000 Building $315,441 |
| 2023 | $65,864 | ||
| 2022 | $346,650 Land $48,000 Building $298,650 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1 Prescott Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1 Prescott Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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