1 Pond St, Saco, ME 04072 Property Records

York County and Saco City property record for 1 Pond St, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,134 sqft · built 1952
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$462,000 (Oct 2025)
Tax Bill	$3,955 (2025)
Deeds & Mortgages	Feb 2022 Refinance Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`W0077R`

Property Details

APN / Parcel Number

Primary APN	`W0077R`
Alternative APNs	`SACO M:032 L:056 U:000-000` `M:032 L:056 U:000=000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,134 sqft Living Area
Gross Area	2,204 sqft
1st Floor Area	648 sqft
Basement Area	648 sqft
Unfinished Basement	648 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	W0077R
Street Address	1 POND ST
City	SACO
State	ME
Zip	04072-2920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HDR
Legal Lot Number	56
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2011
Census Tract	5301

Owner

1 Pond St is owned by an individual who bought it in October 2025.

Source: York County and Saco City records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	6 HIGHLAND PNES, SCARBOROUGH, ME 04074-8740
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Oct 1, 2025	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jul 26, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CALIBER HOME LOANS INC
Dec 9, 2020	Deed of Trust, Mortgage · Line of Credit NORTHEAST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2025 · Amount on File
Deed Sale	Oct 1, 2025 · Amount on File
Prior Sale	Jul 26, 2022 · Amount on File
Deed Document Number	202535403
Deed Book / Page	19754 / 61
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	1 POND ST, SACO, ME 04072-2920
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0189540405
Date	Feb 15, 2022
Book Page	18954/405
Instrument	2022007454

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	157 Months
Due	Mar 1, 2035

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Oct 1, 2025
Property Address	1 POND ST, SACO, ME 04072-2920
Document Number	0197540061
Book / Page	19754 / 61
Instrument Date	Sep 30, 2025
Instrument	2025035403
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 HIGHLAND PNES, SCARBOROUGH, ME 04074-8740

Mortgage

Document Number	2025035404
Date	Oct 1, 2025
Instrument	2025035404

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Jul 26, 2022
Property Address	1 POND ST, SACO, ME 04072-2920
Document Number	0190770722
Book / Page	19077 / 722
Instrument Date	Jul 25, 2022
Instrument	2022031404
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	2 BENOIT LN, SOUTH HADLEY, MA 01075-2225

Mortgage

Document Number	2022031405
Date	Jul 26, 2022
Instrument	2022031405

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	1 POND ST, SACO, ME 04072-2920
Document Number	0184890187
Instrument Date	Dec 9, 2020
Transaction Type	Mortgage
Record Updated	Jan 6, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1 POND ST SANFORD ME 040732805, SANFORD, ME 04073-2805

Mortgage

Document Number	0184890187
Date	Dec 15, 2020
Book Page	018489/000187
Instrument	64863

Lender

Name	NORTHEAST CU
Type	Credit Union
Address	PORTSMOUTH, NH 03801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 14, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1 Pond St was $3,955, up 1.1% from the year before.

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,955.00 (+1.07%)	$278,500 (-) Land $113,200 Building $165,300
2024	$3,913.00	$278,500 Land $113,200 Building $165,300	$362,235
2022	$3,397.00	$185,300 Land $86,400 Building $98,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1 Pond St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Pond St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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