1 Pleasant St, Westerly, RI 02891 Property Records

Westerly Town property record for 1 Pleasant St, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,507 sqft · built 1910
Lot Size	0.478 acres (20,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Jul 2024)
Tax Bill	$3,619 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Nov 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:47 B:65`

Property Details

APN / Parcel Number

Primary APN	`WEST M:47 B:65`
Alternative APNs	`M:047 B:65 L` `23131340`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,507 sqft Living Area
Gross Area	5,416 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Colonial
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,810 sqft (0.478 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	23131340
Street Address	1 PLEASANT ST
City	WESTERLY
State	RI
Zip	02891-1609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	65
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	5
Census Block	5013
Census Tract	50801

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 PLEASANT ST, WESTERLY, RI 02891-1609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Nov 2, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WESTERLY COMMUNITY CU
Jul 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MAGNOLIA BANK
Oct 26, 2020	Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK
Nov 26, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2024 · Amount on Record
Deed Sale	Jul 12, 2024 · Amount on Record
Prior Sale	Mar 7, 2014 · Amount on Record
Deed Document Number	20242229
Deed Book / Page	2024 / 8576
Transfer Doc	0000004250
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	1 PLEASANT ST, WESTERLY, RI 02891-1609
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02025-9536
Date	Jul 15, 2025
Book Page	2025/9536
Instrument	2025-2266

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2040

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	1 PLEASANT ST, WESTERLY, RI 02891-1609
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022-18871
Date	Nov 2, 2022
Book Page	2022/18871
Instrument	2022-4577

Lender

Name	WESTERLY COMMUNITY CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2047

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	1 PLEASANT ST, WESTERLY, RI 02891-1609
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021-18127
Date	Jul 13, 2021
Book Page	2021/18127
Instrument	2021-4078

Lender

Name	MAGNOLIA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	1 PLEASANT ST, WESTERLY, RI 02891-1609
Document Number	2020-4987
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 PLEASANT ST WESTERLY RI 028911609, WESTERLY, RI 02891-1609

Mortgage

Document Number	2020-4987
Date	Nov 13, 2020
Book Page	002020/024987
Instrument	5735

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	1 PLEASANT ST, WESTERLY, RI 02891-1609
Document Number	2018-1632
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 2, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 PLEASANT ST WESTERLY RI 028911609, WESTERLY, RI 02891-1609

Mortgage

Document Number	2018-1632
Date	Dec 17, 2018
Book Page	002018/021632
Instrument	5314

Lender

Name	CITIZENS BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,619.00 (+6.07%)	$465,200 (+38.53%) Land $148,100 Building $317,100	$592,297
2023	$3,412.00 (+0.59%)	$335,800 (-) Land $106,900 Building $228,900
2022	$3,392.00	$335,800 Land $106,900 Building $228,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	34 (1979–2010)
Most Recent Claim	Apr 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2010 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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