1 Pine Ln, Cambridge, NY 12816 Property Records

Washington County and White Creek Town property record for 1 Pine Ln, Cambridge, NY 12816

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,492 sqft · built 1985
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Individual Names on Record
Last Sale	$103,000 (Aug 2004)
Tax Bill	$5,431 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Oct 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`535001 256.17-3-7`

Property Details

APN / Parcel Number

Primary APN	`535001 256.17-3-7`
Alternative APNs	`500125601700030070000000` `961A100493`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,492 sqft Living Area
1st Floor Area	1,492 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	40,946 sqft (0.94 acres)
Lot Dimensions	247 ft deep x 176 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	961A100493
Street Address	1 PINE LN
City	CAMBRIDGE
State	NY
Zip	12816-1256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	3
Legal Lot Number	7.000
Jurisdiction	WASHINGTON NY
Township / Civil Division	WHITE CREEK
Census Block Group	1
Census Block	1012
Census Tract	92000

Owner

Source: Washington County and White Creek Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 PINE LN, CAMBRIDGE, NY 12816-1256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Line of Credit BROADVIEW FEDERAL CREDIT UNION
Oct 30, 2020	Loan Modification, Mortgage · Conventional Mortgage SEFCU
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage SEFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2004 · Amount on Record
Deed Sale	Aug 10, 2004 · Amount on Record
Prior Sale	May 1, 1995 · Amount on Record
Deed Book / Page	1767 / 235
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON NY
Property Address	1 PINE LN, CAMBRIDGE, NY 12816-1256
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000380
Date	Nov 29, 2022
Instrument	2022-6380

Lender

Name	BROADVIEW FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2037

Interest

Rate Type	Adjustable Rate

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WASHINGTON NY
Property Address	1 PINE LN, CAMBRIDGE, NY 12816-1256
Document Number	0000005734
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	SNEERINGER MONAHAN PROVOST RED

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 PINE LN CAMBRIDGE NY 128161256, CAMBRIDGE, NY 12816-1256

Mortgage

Document Number	0000005734
Date	Nov 13, 2020
Instrument	5734

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 12, 2035

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON NY
Property Address	1 PINE LN, CAMBRIDGE, NY 12816-1256
Document Number	0000005733
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	SNEERINGER MONAHAN PROVOST RED

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 PINE LN CAMBRIDGE NY 128161256, CAMBRIDGE, NY 12816-1256

Mortgage

Document Number	0000005733
Date	Nov 13, 2020
Instrument	5733

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 12, 2035

Tax Assessment & Valuation

Source: Washington County and White Creek Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Washington County
County Subdivision	White Creek Town
Municipality	Cambridge Village
Unified School District	Cambridge Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,431.00 (+4.68%) Homeowner's exemption
2025	$5,188.00	$166,000 (-) Land $29,500 Building $136,500	$200,000 (+18.07%) Land $35,542 Building $164,458
2023		$166,000 Land $29,500 Building $136,500	$169,388 Land $30,102 Building $139,286

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1981–2008)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Mar 2008 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

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