1 Pine Knoll, Southwick, MA 01077 Property Records

Hampden County and Southwick Town property record for 1 Pine Knoll, Southwick, MA 01077

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,108 sqft · built 1993
Lot Size	1.19 acres (52,198 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Nov 2020)
Tax Bill	$7,738 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`SWIC M:097 B:000 L:010`

Property Details

APN / Parcel Number

Primary APN	`SWIC M:097 B:000 L:010`
Alternative APN	`M:000F B:0000 L:0340`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,108 sqft Living Area
Gross Area	4,236 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,198 sqft (1.19 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	1 PINE KNL
City	SOUTHWICK
State	MA
Zip	01077-9342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Lot Number	10
Jurisdiction	SOUTHWICK MA
Township / Civil Division	SOUTHWICK
Census Block Group	3
Census Block	3020
Census Tract	813101

Owner

1 Pine Knoll is owned and occupied by an individual who bought it in November 2020.

Source: Hampden County and Southwick Town records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1 PINE KNL, SOUTHWICK, MA 01077-9342
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE
Aug 11, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2020 · Amount on File
Deed Sale	Nov 24, 2020 · Amount on File
Prior Sale	Jan 12, 1993 · Amount on File
Deed Document Number	202070048
Deed Book / Page	23555 / 360
Prior Transfer Date	Nov 17, 2020
Prior Transfer Doc	23555-360
Record Updated	Oct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOUTHWICK MA
Recording Date	Nov 24, 2020
Property Address	1 PINE KNL, SOUTHWICK, MA 01077-9342
Document Number	23555-360
Book / Page	23555 / 360
Instrument Date	Nov 17, 2020
Instrument	70048
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 RAYMOND CIR, AGAWAM, MA 01001-2423

Mortgage

Document Number	70049
Date	Nov 24, 2020
Instrument	70049

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHWICK MA
Property Address	1 PINE KNL, SOUTHWICK, MA 01077-9342
Document Number	21848-203
Instrument Date	Aug 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21848-203
Date	Sep 7, 2017
Book Page	021848/000203
Instrument	52551

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 6, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1 Pine Knoll was $7,738, up 5.6% from the year before.

Source: Hampden County and Southwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Southwick Town
Unified School District	Southwick-Tolland-Granville Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,738.00 (+5.61%)	$497,000 (+4.94%) Land $91,000 Building $406,000	$575,985
2024	$7,327.00 (+9.46%)	$473,600 (+13.98%) Land $78,200 Building $395,400
2023	$6,694.00	$415,500 Land $78,200 Building $337,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Pine Knoll in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Pine Knoll is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWICK WATER DEPT serves 7,669 people · EPA ID MA1279000
Water Source	Purchased surface water from SPRINGFIELD WATER AND SEWER COMMISSION
Last State Inspection	Apr 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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