1 Pine Ct, South Elgin, IL 60177 Property Records

Kane County property record for 1 Pine Ct, South Elgin, IL 60177

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,592 sqft · built 1998
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$206,000 (Feb 2018)
Tax Bill	$9,432 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-35-452-035`

Property Details

APN / Parcel Number

Primary APN	`06-35-452-035`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,592 sqft Living Area
1st Floor Area	2,592 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Frame
Foundation Type	Raised
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1 PINE CT
City	SOUTH ELGIN
State	IL
Zip	60177-2450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINES SUBDIVISION UNIT 2 LOT 13
Legal Subdivision	PINES SUB
Legal Block	3
Legal Lot Number	13
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3002
Census Tract	851801

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 PINE CT, SOUTH ELGIN, IL 60177-2450
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC
Feb 13, 2018	Warranty Deed, Transfer · FHA Mortgage COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2018 · Amount on Record
Deed Sale	Feb 13, 2018 · Amount on Record
Prior Sale	Dec 14, 1998 · Amount on Record
Deed Document Number	20186784
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1 PINE CT, SOUTH ELGIN, IL 60177-2450
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010844
Date	Feb 9, 2021
Instrument	2021K010844

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jan 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.37%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 13, 2018
Property Address	1 PINE CT, SOUTH ELGIN, IL 60177-2450
Document Number	0000006784
Instrument Date	Feb 6, 2018
Instrument	2018K006784
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1520 EXETER LN, SOUTH ELGIN, IL 60177-2904

Mortgage

Document Number	0000006785
Date	Feb 13, 2018
Instrument	2018K006785

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	South Elgin Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,432.00 (+13.71%) Homeowner's exemption	$135,514 (+8.57%) Land $26,928 Building $108,586	$406,705 (+8.57%) Land $80,816 Building $325,888
2024		$124,817 (+21.39%) Land $24,802 Building $100,015	$374,601 (+21.44%) Land $74,436 Building $300,165
2022	$8,295.00 (+6.14%) Homeowner's exemption	$102,820 (+6.96%) Land $20,431 Building $82,389	$308,460 (+6.96%) Land $61,293 Building $247,167
2021	$7,815.00 Homeowner's exemption	$96,130 Land $19,102 Building $77,028	$288,390 Land $57,306 Building $231,084

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	33 (1978–2020)
Claims Outside the SFHA	2 of 33
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims Severe Storms And Flooding, Sep 2008 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ELGIN serves 23,648 people · EPA ID IL0890800
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Barium not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250

May also be available: AT&T, Fox Valley Internet, Verizon.

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